1651 Sand Key Estates CT #28, photo 1
Active
1 / 55

Overview

2 bd2 ba1,530 sqftCondominium
TypeCondominium
Condo dues$1,311/mo
Built1982
Living area1,530 sqft
Price / sqft$382

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

1651 Sand Key Estates CT #28 is a 1982-built home in Harborage Condo Belleair Beach, Clearwater Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,530 square feet of living space. Listed at $585,000 (about $382/sqft), 282 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,311 monthly.

From the listing

Experience elevated waterfront living in this exquisitely updated Sand Key residence, complete with Boat Slip, offering seamless access to the Gulf. From the moment you step inside, the home is bathed in natural light, with expansive water views showcased from every room. The wraparound balcony sets the stage for breathtaking sunsets over the Gulf of Mexico, creating an unforgettable backdrop for both quiet mornings and elegant evenings. Inside, the thoughtfully updated interior blends timeless finishes with sophistication, featuring a refined kitchen and spa-inspired baths appointed with custom cabinetry, granite countertops, upgraded lighting, and quality flooring throughout. The primary suite offers a serene retreat with a generous walk-in closet and a spacious laundry room designed for convenience without compromise. Every detail has been curated to support a lifestyle that feels both effortless and indulgent. Situated within a private, gated waterfront community, residents enjoy resort-style amenities including a heated pool, tennis courts, barbecue areas, and private storage. With your boat just steps away, launch from your private slip and cruise directly through Clearwater Pass to the Gulf, where every day feels like a vacation. This is coastal luxury at its finest; turnkey, timeless, and truly exceptional.

The essentials

Built
1982
Price / sqft
$382
On market
282 days
Annual tax
$8,563
Condo dues
$1,311/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1982
Waterfront
Beach Front
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$5,368/mo
Down payment (20%)
$117,000
Property taxes
$714/mo
Condo dues
$1,311/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1982
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned, Ground Level, Guest
Waterfront
Beach Front, Intracoastal Waterway
Days on Market
282
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Balcony
Gated Community - Guard
Pool
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Washer
Elementary
Mildred Helms Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,563
Parcel #
30-29-15-35630-000-0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harborage Condo Belleair Beach
County
Pinellas
MLS Area
33767 - Clearwater/Clearwater Beach
Lot Size
-
Flood Insurance RequiredCity LimitsNear MarinaNear Public Transit
Condo dues
$1,311/mo
Resource Property Management

Price history

Date
Event
Price
3/11/2026
Price change
Source: Stellar MLS #TB8462341
$585,000-7.0%
$382/sqft
1/8/2026
Listed for sale
Source: Stellar MLS #TB8462341
$629,000
$411/sqft

Neighborhood

1651 Sand Key Estates CT #28
Clearwater Beach, FL, 33767 · 33767 - Clearwater/Clearwater Beach

Market insights

Offer Insights

Choose an offer strength

List price: $585,000
$565,000 – $585,000
96.9% – 100% of listTops out right at the list price
80% of listList price
87 of the last 172 condo closings in 33767 landed at this number or higher (51%). The median one sat 74 days before it went under contract, and this one is on day 282 after a $44,000 cut.

Sample: 172 closed condo sales in 33767 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,368/mo
Principal & interest$3,051
Property taxes$714
Insurance$293
HOA$1,311
Down payment20% · $117,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$585,000

$382 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,530 sq ft

Time on market

282 days

Year built

1982

Monthly payment

About $5,368/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,563 annual tax bill, insurance, and $1,311/mo in condo dues.

Condo dues

$1,311/mo

Managed by Resource Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Martha ThornListing data from Stellar MLS, MLS# TB8462341.

Keep exploring Florida

Pick up where you left off, or see what else is out there.