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About this home
1036 North Shore Dr NE #1 is a 1959-built home in Whispering Waters, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 925 square feet of living space. Listed at $395,000 (about $427/sqft), 266 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,244.99 monthly.
Priced Below Recent Appraisal—Seller Has Appraisal Available! Rarely does a home offer the perfect blend of location, charm, value, and peace of mind. This beautifully maintained Mid-Century Modern condominium is tucked away in the highly sought-after Whispering Waters, a premier 55+ community in the heart of downtown St. Petersburg. This spacious ground-floor corner residence features one bedroom, one bath, and an inviting floor plan with generously sized rooms that are difficult to find in today's construction. Three screened lanais create the perfect spaces to enjoy morning coffee, afternoon reading, or evening breezes while embracing Florida's indoor-outdoor lifestyle. The updated kitchen is equipped with attractive modern appliances and opens seamlessly to the living and dining areas, making entertaining effortless. The oversized primary suite offers a large walk-in closet, while the in-unit washer and dryer provide everyday convenience. A private one-car garage with additional storage completes this exceptional package. This home is truly move-in ready, and the community has already completed many of the major improvements buyers are looking for, including exterior painting (2023), a new roof (2024), a resurfaced community pool (2024), plus the required Milestone Inspection and Structural Integrity Reserve Study completed in 2023—offering added confidence for your investment. The location is simply outstanding. Whispering Waters overlooks a beautiful city park and sits directly across from the scenic Tampa Bay waterfront promenade, where miles of walking and biking paths invite you to enjoy spectacular sunrises and waterfront views every day. Leave the car behind and stroll to North Shore Park, The St. Pete Pier, and vibrant Beach Drive, home to award-winning restaurants, sidewalk cafés, boutiques, art galleries, and waterfront dining. Travel + Leisure recognized St. Petersburg as the #1 foodie town among America's coastal cities, and it's easy to see why. Nearby you'll also enjoy world-class attractions including The Dalí Museum, Tropicana Field, Al Lang Stadium, the historic St. Petersburg Shuffleboard Club, the St. Petersburg Yacht Club, museums, theaters, concerts, and year-round festivals that make downtown one of Florida's most vibrant places to live. Whether you're searching for a full-time residence or the perfect seasonal escape, this exceptional condominium offers an unbeatable combination of classic Mid-Century Modern style, a premier downtown waterfront location, completed community improvements, and outstanding value—all priced below its recent appraised value.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 186 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$395,000
$427 per sq ft
Beds and baths
1 beds, 1 baths
Size
925 sq ft
Time on market
266 days
Year built
1959
Monthly payment
About $3,624/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,455 annual tax bill, insurance, and the $1,244.99/mo HOA fee.
HOA fee
$1,244.99/mo
Managed by Rebecca Anderson.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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