1036 North Shore Dr NE #1, photo 1
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Overview

1 bd1 ba925 sqft1 car garageCondominium
TypeCondominium
HOA$1,244.99/mo
Built1959
Lot116,155 sqft
Living area925 sqft
Price / sqft$427
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatWindow TreatmentsSidewalkSprinkler MeteredStorageCommunity MailboxDeed RestrictionsPool

1036 North Shore Dr NE #1 is a 1959-built home in Whispering Waters, St Petersburg. Inside you'll find 1 bedrooms, 1 bathrooms, and 925 square feet of living space. Listed at $395,000 (about $427/sqft), 266 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,244.99 monthly.

From the listing

Priced Below Recent Appraisal—Seller Has Appraisal Available! Rarely does a home offer the perfect blend of location, charm, value, and peace of mind. This beautifully maintained Mid-Century Modern condominium is tucked away in the highly sought-after Whispering Waters, a premier 55+ community in the heart of downtown St. Petersburg. This spacious ground-floor corner residence features one bedroom, one bath, and an inviting floor plan with generously sized rooms that are difficult to find in today's construction. Three screened lanais create the perfect spaces to enjoy morning coffee, afternoon reading, or evening breezes while embracing Florida's indoor-outdoor lifestyle. The updated kitchen is equipped with attractive modern appliances and opens seamlessly to the living and dining areas, making entertaining effortless. The oversized primary suite offers a large walk-in closet, while the in-unit washer and dryer provide everyday convenience. A private one-car garage with additional storage completes this exceptional package. This home is truly move-in ready, and the community has already completed many of the major improvements buyers are looking for, including exterior painting (2023), a new roof (2024), a resurfaced community pool (2024), plus the required Milestone Inspection and Structural Integrity Reserve Study completed in 2023—offering added confidence for your investment. The location is simply outstanding. Whispering Waters overlooks a beautiful city park and sits directly across from the scenic Tampa Bay waterfront promenade, where miles of walking and biking paths invite you to enjoy spectacular sunrises and waterfront views every day. Leave the car behind and stroll to North Shore Park, The St. Pete Pier, and vibrant Beach Drive, home to award-winning restaurants, sidewalk cafés, boutiques, art galleries, and waterfront dining. Travel + Leisure recognized St. Petersburg as the #1 foodie town among America's coastal cities, and it's easy to see why. Nearby you'll also enjoy world-class attractions including The Dalí Museum, Tropicana Field, Al Lang Stadium, the historic St. Petersburg Shuffleboard Club, the St. Petersburg Yacht Club, museums, theaters, concerts, and year-round festivals that make downtown one of Florida's most vibrant places to live. Whether you're searching for a full-time residence or the perfect seasonal escape, this exceptional condominium offers an unbeatable combination of classic Mid-Century Modern style, a premier downtown waterfront location, completed community improvements, and outstanding value—all priced below its recent appraised value.

The essentials

Built
1959
Price / sqft
$427
On market
266 days
Annual tax
$1,455
HOA
$1,244.99/mo
Flood zone
AE
Lot
116,155 sqft
Type
Condominium

At a glance

Condo
3 stories · 1959
Private pool
Auto Cleaner
1 car garage
925 sqft
Living area

Payment

Est. monthly payment
$3,624/mo
Down payment (20%)
$79,000
Property taxes
$121/mo
HOA
$1,244.99/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1959
Lot
116,155 sqft
Cooling
Central Air
Heating
Propane
Parking
-
Pool
Auto Cleaner, Deck, Gunite, In Ground
Days on Market
266
Thermostat
Window Treatments
Sidewalk
Sprinkler Metered
Storage
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Built-in Oven
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,455
Parcel #
17-31-17-97068-008-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whispering Waters
County
Pinellas
MLS Area
33701 - St Pete
Lot Size
116,155 sqft
Flood Insurance RequiredFloodZoneCity LimitsLandscapedSidewalkPaved
HOA
$1,244.99/mo
Rebecca Anderson

Price history

Date
Event
Price
6/17/2026
Price change
Source: Stellar MLS #TB8463460
$395,000-6.0%
$427/sqft
-
Price change
Source: Stellar MLS #TB8463460
$420,000-6.7%
$454/sqft
1/19/2026
Listed for sale
Source: Stellar MLS #TB8463460
$450,000
$486/sqft

Neighborhood

1036 North Shore Dr NE #1
St Petersburg, FL, 33701 · 33701 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 186 condo closings in 33701 landed at this number or higher (52%). The median one sat 33 days before it went under contract, and this one is on day 266 after a $55,000 cut.

Sample: 186 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,624/mo
Principal & interest$2,060
Property taxes$121
Insurance$198
HOA$1,245
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$427 per sq ft

Beds and baths

1 beds, 1 baths

Size

925 sq ft

Time on market

266 days

Year built

1959

Monthly payment

About $3,624/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,455 annual tax bill, insurance, and the $1,244.99/mo HOA fee.

HOA fee

$1,244.99/mo

Managed by Rebecca Anderson.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 COASTAL ALLIANCEListing agent: Randall IernaListing data from Stellar MLS, MLS# TB8463460.

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