4208 W Carmen St #D, photo 1
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Overview

4 bd5 ba2,480 sqft2 car garageTownhouse
TypeTownhouse
HOA$298/mo
Built2026
Living area2,480 sqft
Price / sqft$298
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
D4S | MADISON TOWNHOMES
Type
Townhouse

True monthly carry

HOA
~$298/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

DishwasherRefrigerator

4208 W Carmen St #D is a 2026-built home in D4s | Madison Townhomes, Tampa. Inside you'll find 4 bedrooms, 5 bathrooms, and 2,480 square feet of living space. Listed at $739,000 (about $298/sqft), 265 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $298 monthly.

From the listing

Discover modern elegance and exceptional craftsmanship in this corner unit, brand-new townhome by Milana Custom Homes. Upon entry, a welcoming foyer guides you to the first floor, where you'll find a two-car garage and a versatile Flex room with a full bathroom, perfect for guests or a private home office. Ascend to the second floor, where an expansive open-concept kitchen awaits, complete with a pantry, island, and seamless flow into the dining room ideal for entertaining. The adjacent family room offers a space to unwind, and a convenient powder room completes this level. On the third floor, the thoughtfully designed layout includes a laundry room, a luxurious primary suite with an en suite bath and dual walk-in closets, plus two additional bedrooms, each with a walk-in closet, that share a full bathroom. Embrace low-maintenance living with all the comfort and style you desire in this exquisite new construction home. It is located in an A-rated school district, and no flood insurance is required.

The essentials

Built
2026
Price / sqft
$298
On market
266 days
Annual tax
$889
HOA
$298/mo
Flood zone
X · Low risk
Type
Townhouse

At a glance

Townhouse
Built 2026
2 car garage
2,480 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$4,596/mo
Down payment (20%)
$147,800
Property taxes
$74/mo
HOA
$298/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2026
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
266
Dishwasher
Refrigerator
Flood Zone X
Annual Tax (2025)
$889
Parcel #
A-21-29-18-D4S-000000-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
D4s | Madison Townhomes
County
Hillsborough
MLS Area
33609 - Tampa / Palma Ceia
Lot Size
-
HOA
$298/mo
MADISON TOWNHOMES

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #TB8465486
$739,000-1.5%
$298/sqft
-
Price change
Source: Stellar MLS #TB8465486
$749,900-6.1%
$302/sqft
1/16/2026
Listed for sale
Source: Stellar MLS #TB8465486
$799,000
$322/sqft

Neighborhood

4208 W Carmen St #D
Tampa, FL, 33609 · 33609 - Tampa / Palma Ceia

Market insights

Offer Insights

Choose an offer strength

List price: $739,000
$735,000 – $739,000
99.2% – 100% of listTops out right at the list price
80% of listList price
34 of the last 67 townhouse or villa closings in 33609 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 266 after a $60,000 cut.

Sample: 67 closed townhouse or villa sales in 33609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,596/mo
Principal & interest$3,854
Property taxes$74
Insurance$370
HOA$298
Down payment20% · $147,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$739,000

$298 per sq ft

Beds and baths

4 beds, 5 baths

Size

2,480 sq ft

Time on market

266 days

Year built

2026

Monthly payment

About $4,596/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $889 annual tax bill, insurance, and the $298/mo HOA fee.

HOA fee

$298/mo

Managed by MADISON TOWNHOMES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 LIST WITH BEGGINSListing agent: Cody CalvoListing data from Stellar MLS, MLS# TB8465486.

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