12130 Maple St, photo 1
Active
1 / 54

Overview

3 bd2 ba1,533 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1964
Lot9,583 sqft
Living area1,533 sqft
Price / sqft$424
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatPrivate YardRain GuttersCooktop

12130 Maple St is a 1964-built home in Rippling Waters, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,533 square feet of living space. Listed at $650,000 (about $424/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to a rare opportunity on a canal directly connected to the world-famous Rainbow River in Dunnellon—one of Florida’s most pristine and protected spring-fed waterways. This 3-bedroom, 2-bath, 2-car garage home offers 1,533 sq ft of heated living space and sits high and dry with no history of flooding. Built in 1964, the structure is solid, well maintained, and freshly painted—providing a clean slate for personalization or value-add improvements. The true value is outside: significant water-frontage on a calm canal with direct access to the Rainbow River. Spend your days kayaking, paddleboarding, tubing, swimming, snorkeling, or simply enjoying the abundant wildlife, including otters, turtles, and native birds—all from your backyard. With crystal-clear spring-fed water, quiet no-wake surroundings, and uninterrupted natural views, this setting delivers the kind of daily lifestyle typically reserved for far higher-priced waterfront estates. Recent major upgrades provide peace of mind: New roof (2019) New 3-ton HVAC system (2024), 14.3 SEER Electrical panel upgraded to 200 amps (2024) Additional features include a short horseshoe driveway, no HOA, and zoning flexibility—making this an excellent primary residence, second home, or investment property. Properties with direct Rainbow River access are increasingly scarce; the location is irreplaceable.

The essentials

Built
1964
Price / sqft
$424
On market
260 days
Annual tax
$5,226
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 1964
Waterfront
Canal - Freshwater
2 car garage
Circular Driveway
9,583 sqft lot
Lot size
1,533 sqft
Living area

Payment

Est. monthly payment
$4,151/mo
Down payment (20%)
$130,000
Property taxes
$436/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1964
Lot
9,583 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Circular Driveway, Driveway
Waterfront
Canal - Freshwater, River Front
Days on Market
260
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Private Yard
Rain Gutters
Cooktop
Dishwasher
Microwave
Refrigerator
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,226
Parcel #
3382-001-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rippling Waters
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
9,583 sqft

Price history

Date
Event
Price
1/22/2026
Listed for sale
Source: Stellar MLS #TB8467501
$650,000
$424/sqft

Neighborhood

12130 Maple St
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$645,000 – $650,000
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 260.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,151/mo
Principal & interest$3,390
Property taxes$436
Insurance$325
Down payment20% · $130,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$424 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,533 sq ft

Time on market

260 days

Year built

1964

Monthly payment

About $4,151/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,226 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER NEXT GENERATIOListing agent: David ParejaListing data from Stellar MLS, MLS# TB8467501.

Keep exploring Florida

Pick up where you left off, or see what else is out there.