5520 20th St, photo 1
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Overview

4 bd2 ba1,404 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1994
Lot5,875 sqft
Living area1,404 sqft
Price / sqft$217
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Wood CabinetsStone CountersThermostatWindow TreatmentsDishwasherDisposal

5520 20th St is a 1994-built home in Yinglings Add, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,404 square feet of living space. Listed at $304,999 (about $217/sqft), 251 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Motivated Seller Bring All Reasonable Offers. Welcome home to this beautifully refreshed four-bedroom, two-bath concrete block residence in the heart of Zephyrhills—where modern upgrades meet everyday comfort. Step inside to discover a bright, open interior enhanced by like new designer paint, brand-new flooring, and a thoughtfully updated kitchen that truly shines and a brand-new roof. Crisp like new cabinetry, sleek granite countertops, and like new range and microwave create the perfect setting for home-cooked meals and effortless entertaining. The spacious layout offers flexible living areas, generously sized bedrooms, and a private primary suite designed for relaxation. Outside, enjoy a fully fenced backyard, ideal for pets, play, or weekend gatherings. Move-in ready and loaded with upgrades, this home is a rare opportunity to enjoy modern finishes in a growing Florida community—schedule your showing today before it’s gone!

The essentials

Built
1994
Price / sqft
$217
On market
251 days
Annual tax
$3,658
Flood zone
AE
Lot
5,875 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
1 car garage
5,875 sqft lot
Lot size
1,404 sqft
Living area

Payment

Est. monthly payment
$2,048/mo
Down payment (20%)
$61,000
Property taxes
$305/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
5,875 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
251
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Woodland Elementary-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$3,658
Parcel #
21-26-12-002.0-003.00-005.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Yinglings Add
County
Pasco
MLS Area
33542 - Zephyrhills
Lot Size
5,875 sqft

Price history

Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #TB8470225
$304,999-2.9%
$217/sqft
2/5/2026
Listed for sale
Source: Stellar MLS #TB8470225
$313,999+33.6%
$224/sqft
8/20/2021
Sold
Source: Pasco County Public Record
$235,000
$167/sqft

Neighborhood

5520 20th St
Zephyrhills, FL, 33542 · 33542 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $304,999
$295,000 – $304,999
97.1% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 33542 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 251 after a $9,000 cut.

Sample: 150 closed home sales in 33542 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,048/mo
Principal & interest$1,591
Property taxes$305
Insurance$152
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$304,999

$217 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,404 sq ft

Time on market

251 days

Year built

1994

Monthly payment

About $2,048/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,658 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Edward GentleListing data from Stellar MLS, MLS# TB8470225.

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