38429 Cottonwood Pl, photo 1
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Overview

2 bd2 ba921 sqftCondominium
TypeCondominium
HOA$305/mo
Built1989
Lot1,087 sqft
Living area921 sqft
Price / sqft$168

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboSplit BedroomSidewalkStorageBuyer Approval RequiredClubhouseCommunity MailboxGated Community - No Guard

38429 Cottonwood Pl is a 1989-built home in Driftwood Zephyrhills, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 921 square feet of living space. Listed at $154,900 (about $168/sqft), 250 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $305 monthly.

From the listing

Step into a relaxed Florida lifestyle with this inviting 2 bedroom, 2 bathroom condo in the Driftwood 55+ community of Zephyrhills. Enjoy a bright, open layout, a Florida Room ideal for morning coffee or evening relaxation, and a peaceful setting with no rear neighbors. Select furnishings may be included, offering an easy move in opportunity for seasonal or year round living. Driftwood offers a gated community experience with a pool, clubhouse, shuffleboard courts, and an active social calendar. Condo fees include exterior maintenance, lawn care, water, sewer, trash, and community amenities. Conveniently located near shopping, dining, and local conveniences, this home is perfect for full time living or a seasonal escape.

The essentials

Built
1989
Price / sqft
$168
On market
250 days
Annual tax
$3,218
HOA
$305/mo
Flood zone
X · Low risk
Lot
1,087 sqft
Type
Condominium

At a glance

Condo
Built 1989
Community pool
Shared amenity
921 sqft
Living area

Payment

Est. monthly payment
$1,459/mo
Down payment (20%)
$30,980
Property taxes
$268/mo
HOA
$305/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1989
Lot
1,087 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
250
Living Room/Dining Room Combo
Split Bedroom
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - No Guard
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2024)
$3,218
Parcel #
02-26-21-021B-00G00-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Driftwood Zephyrhills
County
Pasco
MLS Area
33542 - Zephyrhills
Lot Size
1,087 sqft
HOA
$305/mo
Cheryl

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8471535
$154,900-12.5%
$168/sqft
-
Price change
Source: Stellar MLS #TB8471535
$177,000-3.2%
$192/sqft
2/5/2026
Listed for sale
Source: Stellar MLS #TB8471535
$182,900+10.8%
$199/sqft
6/6/2023
Sold
Source: Pasco County Public Record
$165,000
$179/sqft

Neighborhood

38429 Cottonwood Pl
Zephyrhills, FL, 33542 · 33542 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $154,900
$154,900
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 12 condo closings in 33542 landed at this number or higher (67%). The median one sat 73 days before it went under contract, and this one is on day 250 after a $28,000 cut.

Sample: 12 closed condo sales in 33542 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,458/mo
Principal & interest$808
Property taxes$268
Insurance$77
HOA$305
Down payment20% · $30,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$154,900

$168 per sq ft

Beds and baths

2 beds, 2 baths

Size

921 sq ft

Time on market

250 days

Year built

1989

Monthly payment

About $1,459/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,218 annual tax bill, insurance, and the $305/mo HOA fee.

HOA fee

$305/mo

Managed by Cheryl.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Alicia OrtizListing data from Stellar MLS, MLS# TB8471535.

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