20835 Riverforest Dr, photo 1
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Overview

4 bd2 ba2,534 sqft3 car garageSingle Family
TypeSingle Family
HOA$98/mo
Built2004
Lot9,812 sqft
Living area2,534 sqft
Price / sqft$193
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanThermostatWindow TreatmentsPrivate MailboxSidewalkGated Community - No Guard

20835 Riverforest Dr is a 2004-built home in Pine Glen, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,534 square feet of living space. Listed at $489,000 (about $193/sqft), 221 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $98 monthly.

From the listing

One or more photo(s) has been virtually staged. SELLER INCENTIVE! Seller is offering up to $10,000 toward buyer’s allowable closing costs, prepaids, and/or interest rate buydown with an acceptable offer and terms. Major system updates, an expansive floor plan, and a nearly quarter-acre homesite make this gated Land O' Lakes home a standout opportunity. Offering over 2,500 square feet, this 4-bedroom, 2-bath residence gives buyers added peace of mind with a BRAND NEW ROOF to be installed prior to closing, a 2021 A/C, and a 2024 water heater, helping minimize future maintenance expenses from day one. Inside, soaring ceilings, elegant architectural details, and an abundance of natural light complement the home's thoughtfully designed layout. Multiple flex spaces at the front of the home provide endless possibilities for a home office, formal dining room, playroom, or additional living area. At the heart of the home, the spacious kitchen features stainless steel appliances, abundant cabinetry, a center island, and a dedicated dining area that opens seamlessly to the oversized family room, creating an ideal space for everyday living and entertaining. The functional layout also provides an excellent opportunity for future cosmetic updates, allowing the next owner to personalize the space without the expense of reconfiguring the floor plan. The split-bedroom design offers added privacy, with a generous primary suite featuring dual vanities, a soaking tub, separate walk-in shower, and a large walk-in closet. Three additional bedrooms have been freshly painted and include new ceiling fans, making them move-in ready. Step outside to the screened lanai overlooking an almost quarter-acre backyard with plenty of room for pets, entertaining, or creating your own outdoor oasis. Completing the home is a spacious 3-car garage, durable wood-look tile flooring throughout the main living areas, and zoning for highly rated Land O' Lakes High School. Combining generous living space, meaningful recent updates, and exceptional flexibility, 20835 Riverforest Drive is ready to welcome its next owner. Schedule your private showing today.

The essentials

Built
2004
Price / sqft
$193
On market
221 days
Annual tax
$2,620
HOA
$98/mo
Flood zone
X · Low risk
Lot
9,812 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
3 car garage
9,812 sqft lot
Lot size
2,534 sqft
Living area

Payment

Est. monthly payment
$3,111/mo
Down payment (20%)
$97,800
Property taxes
$218/mo
HOA
$98/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,812 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
221
Ceiling Fans(s)
High Ceilings
Open Floorplan
Thermostat
Window Treatments
Private Mailbox
Sidewalk
Gated Community - No Guard
Park
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Connerton Elem
Middle
Pine View Middle-PO
High
Land O' Lakes High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,620
Parcel #
18-26-11-0030-00100-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Glen
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
9,812 sqft
City LimitsIn CountyLevelSidewalkPaved
HOA
$98/mo
Neighborly Community Management

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #TB8479415
$489,000-2.0%
$193/sqft
-
Price change
Source: Stellar MLS #TB8479415
$499,000-5.8%
$197/sqft
3/3/2026
Listed for sale
Source: Stellar MLS #TB8479415
$530,000+153.7%
$209/sqft
8/1/2004
Sold
Source: Pasco County Public Record
$208,900
$82/sqft

Neighborhood

20835 Riverforest Dr
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $489,000
$487,500 – $489,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 335 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 221 after a $41,000 cut.

Sample: 335 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,111/mo
Principal & interest$2,550
Property taxes$218
Insurance$245
HOA$98
Down payment20% · $97,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$489,000

$193 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,534 sq ft

Time on market

221 days

Year built

2004

Monthly payment

About $3,111/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,620 annual tax bill, insurance, and the $98/mo HOA fee.

HOA fee

$98/mo

Managed by Neighborly Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Nick PollinaListing data from Stellar MLS, MLS# TB8479415.

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