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Overview

3 bd2 ba1,840 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot5,900 sqft
Living area1,840 sqft
Price / sqft$389
Garage2 car

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About this home

Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone CountersBalconyDishwasherElectric Water Heater

408 Georgia Ave is a 1993-built home in Crystal Beach Rev, Crystal Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $715,000 (about $389/sqft), 265 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience the quintessential Florida lifestyle in this pristine, Key West-inspired coastal retreat located in the golf-cart-friendly community of Crystal Beach. This 3-bedroom, 2-bath residence radiates "coastal chic" with stunning new blonde luxury vinyl plank flooring, modern quartz countertops, and a neutral palette. The open-concept first floor seamlessly connects a stylish kitchen—featuring solid wood cabinetry and a glass backsplash—to welcoming living and dining spaces. Retreat to the second floor, where the spacious primary suite offers a private oasis complete with a walk-in closet and a spa-like ensuite featuring a jacuzzi tub and frameless glass shower. Two additional bedrooms provide versatility, with one offering French door access to the charming front balcony. Outdoor living is a dream on the expansive back deck, overlooking a fenced 50x118 lot with plenty of room for a future pool. Best of all, this home has never flooded (Zone AE) and allows for short-term rentals (1-7 day minimum), making it a fantastic investment or primary residence. Located steps from the Pinellas Trail, local marinas, and top-rated schools like Palm Harbor University High, this move-in-ready gem offers the perfect blend of leisure and luxury. For added flexibility and future potential, the adjacent Lot 10 is also available for purchase at an additional price—offering a rare opportunity to expand your footprint or secure extra investment value.

The essentials

Built
1993
Price / sqft
$389
On market
265 days
Annual tax
$3,150
Flood zone
AE
Lot
5,900 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
2 car garage
Driveway
5,900 sqft lot
Lot size
1,840 sqft
Living area

Payment

Est. monthly payment
$4,349/mo
Down payment (20%)
$143,000
Property taxes
$262/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
5,900 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Off Street
Days on Market
265
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Balcony
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Ozona Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$3,150
Parcel #
35-27-15-19872-024-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystal Beach Rev
County
Pinellas
MLS Area
34681 - Crystal Beach
Lot Size
5,900 sqft
Flood Insurance RequiredIn CountyLandscapedPaved

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #TB8479610
$715,000-1.4%
$389/sqft
-
Price change
Source: Stellar MLS #TB8479610
$725,000-17.1%
$394/sqft
1/23/2026
Listed for sale
Source: Stellar MLS #TB8479610
$875,000
$476/sqft

Neighborhood

408 Georgia Ave
Crystal Beach, FL, 34681 · 34681 - Crystal Beach

Market insights

Offer Insights

Choose an offer strength

List price: $715,000
$705,000 – $715,000
98.6% – 100% of listTops out right at the list price
80% of listList price
190 of the last 378 home closings in Pinellas County landed at this number or higher (50%). The median one sat 32 days before it went under contract, and this one is on day 265 after a $160,000 cut.

Sample: 378 closed home sales in Pinellas County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,349/mo
Principal & interest$3,729
Property taxes$262
Insurance$358
Down payment20% · $143,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$715,000

$389 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,840 sq ft

Time on market

265 days

Year built

1993

Monthly payment

About $4,349/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,150 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Tanner TillungListing data from Stellar MLS, MLS# TB8479610.

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