611 Destiny Dr #101, photo 1
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Overview

1 bd1 ba322 sqftCondominium
TypeCondominium
HOA$435.24/mo
Built1970
Living area322 sqft
Price / sqft$416

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanWindow TreatmentsLightingSidewalkClubhouseCommunity MailboxDog Park

611 Destiny Dr #101 is a 1970-built home in Island Resort At Mariners Club, Ruskin. Inside you'll find 1 bedrooms, 1 bathrooms, and 322 square feet of living space. Listed at $134,000 (about $416/sqft), 229 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $435.24 monthly.

From the listing

Waterfront Studio with Resort Amenities & Proven Rental Income in Little Harbor. Capture your piece of paradise with this charming, fully furnished, accessible, waterfront studio condo located in the highly sought-after Little Harbor community in Ruskin. Whether you’re an investor seeking reliable rental income or a buyer looking for a hassle-free second home, this turnkey property checks every box. The current owners have enjoyed a strong rental history, making this an excellent income-producing opportunity from day one. Step inside this bright and inviting open studio featuring two queen-sized beds, efficient kitchenette perfect for light meals and snacks and large windows that fill the space with natural light and serene water views. Wake up each morning to peaceful waterfront scenery and unwind in the evenings with breathtaking sunset views. Little Harbor redefines coastal living with an incredible array of amenities just steps from your door: Two heated community pools, private sandy beach for swimming and sunbathing, beachfront tiki bar with live music and sunset views, popular on-site restaurants offering waterfront dining, pickleball and tennis courts, fitness center and playground, deep-water marinas with direct access to Tampa Bay and the Gulf of Mexico, nearby Freedom Boat Club for convenient boat rentals, kayaking, paddleboarding, canoeing, and other water activities within the community. Enjoy watching boats cruise by, spotting marine life, and experiencing the relaxed coastal lifestyle that makes this community so desirable among residents and vacationers alike. Conveniently located just minutes from Interstate 75, this Ruskin gem offers quick access to Tampa and the Gulf beaches. Monthly fees include: Water, Electric, Parking, Cable, Internet, Insurance, Exterior Maintenance, and Full access to all community amenities. Whether you’re investing, vacationing, or seeking a 2nd home, this well-maintained studio offers exceptional value in a premier resort setting. Don’t miss your opportunity to own a turnkey waterfront retreat with outstanding income potential. Schedule your private showing today and start living the Little Harbor lifestyle!

The essentials

Built
1970
Price / sqft
$416
On market
229 days
Annual tax
$3,171
HOA
$435.24/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1970
Water views
Park/Greenbelt
Community pool
Fitness center too
322 sqft
Living area

Payment

Est. monthly payment
$1,465/mo
Down payment (20%)
$26,800
Property taxes
$264/mo
HOA
$435.24/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
-
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
229
Ceiling Fans(s)
Open Floorplan
Window Treatments
Lighting
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Golf Carts OK
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Microwave
Refrigerator
In a CDD (Community Development District) Flood Zone AE
Annual Tax (2024)
$3,171
Parcel #
U-02-32-18-70T-000002-00101.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Resort At Mariners Club
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
-
HOA
$435.24/mo
CAM at Inn at Little Harbor

Price history

Date
Event
Price
6/7/2026
Price change
Source: Stellar MLS #TB8480022
$134,000-4.3%
$416/sqft
3/1/2026
Listed for sale
Source: Stellar MLS #TB8480022
$140,000
$435/sqft

Neighborhood

611 Destiny Dr #101
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $134,000
$133,000 – $134,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 67 condo closings in Hillsborough County landed at this number or higher (60%). The median one sat 46 days before it went under contract, and this one is on day 229 after a $6,000 cut.

Sample: 67 closed condo sales in Hillsborough County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,465/mo
Principal & interest$699
Property taxes$264
Insurance$67
HOA$435
Down payment20% · $26,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$134,000

$416 per sq ft

Beds and baths

1 beds, 1 baths

Size

322 sq ft

Time on market

229 days

Year built

1970

Monthly payment

About $1,465/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,171 annual tax bill, insurance, and the $435.24/mo HOA fee.

HOA fee

$435.24/mo

Managed by CAM at Inn at Little Harbor.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Barbara BarcoListing data from Stellar MLS, MLS# TB8480022.

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