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Overview

4 bd2 ba1,816 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1957
Lot6,556 sqft
Living area1,816 sqft
Price / sqft$275
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimarybedroom UpstairsWalk-in Closet(s)BalconyPrivate MailboxDishwasherElectric Water Heater

3149 N Canal Dr is a 1957-built home in Lake Tarpon Estates, Palm Harbor. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,816 square feet of living space. Listed at $500,000 (about $275/sqft), 226 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to this beautiful property located at 3149 N Canal Dr in Palm Harbor, Florida—a beautifully maintained 4-bedroom, 2-bath waterfront home offering the ultimate Florida lifestyle, seller motivated to contribute buyer´s closing cost . Perfectly positioned on a peaceful canal with your own private dock, this property provides direct water access ideal for boating, kayaking, and enjoying serene sunset views right from your backyard. Inside, you’ll find a spacious and inviting layout with comfortable living areas, abundant natural light, and generously sized bedrooms designed for both relaxation and functionality. The open living and dining spaces flow seamlessly to the outdoor area, creating an ideal setting for entertaining or simply unwinding by the water. Whether you’re searching for a full-time residence or a vacation retreat, this canal-front gem delivers comfort, convenience, and true coastal charm in one of Palm Harbor’s most desirable locations.

The essentials

Built
1957
Price / sqft
$275
On market
226 days
Annual tax
$2,036
Flood zone
AE
Lot
6,556 sqft
Type
Single Family Residence

At a glance

Single family
Built 1957
2 car garage
6,556 sqft lot
Lot size
1,816 sqft
Living area

Payment

Est. monthly payment
$3,028/mo
Down payment (20%)
$100,000
Property taxes
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1957
Lot
6,556 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
226
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Walk-in Closet(s)
Balcony
Private Mailbox
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,036
Parcel #
32-27-16-48780-000-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Tarpon Estates
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
6,556 sqft

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8481430
$500,000-9.9%
$275/sqft
-
Price change
Source: Stellar MLS #TB8481430
$555,000-19.6%
$306/sqft
2/27/2026
Listed for sale
Source: Stellar MLS #TB8481430
$689,900
$380/sqft

Neighborhood

3149 N Canal Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $500,000
$490,000 – $500,000
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 226 after a $189,900 cut.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,027/mo
Principal & interest$2,608
Property taxes$170
Insurance$250
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$500,000

$275 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,816 sq ft

Time on market

226 days

Year built

1957

Monthly payment

About $3,028/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,036 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byAVENUE HOMES LLCListing agent: Reynol De La Fe JimenezListing data from Stellar MLS, MLS# TB8481430.

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