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Overview

4 bd2 ba2,115 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/mo
Built2026
Lot21,980 sqft
Living area2,115 sqft
Price / sqft$277
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SADDLE HILL
Type
Single Family Residence

True monthly carry

HOA
~$125/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPest Guard SystemSolid Surface CountersSolid Wood Cabinets

36794 Sundowner Trl is a 2026-built home in Saddle Hill, Fruitland Park. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,115 square feet of living space. Listed at $584,900 (about $277/sqft), 221 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.

From the listing

Introducing the Leland at Saddle Hill by Terrata Homes – Fruitland Park Welcome to the Leland, a beautifully designed four-bedroom, two-bath home located in the brand-new Saddle Hill community in Fruitland Park. From the moment you arrive, the inviting covered front porch sets the tone for a home that feels both warm and thoughtfully designed. Inside, the foyer opens to an expansive family room that serves as the heart of the home. The kitchen, dining, and family areas blend seamlessly into one cohesive gathering space—perfect for everyday living and entertaining alike. A large center island anchors the kitchen, offering the ideal spot for morning coffee, after-school snacks, or evening gatherings. Quartz countertops, bright white cabinetry, stainless steel appliances, a beautiful tile backsplash, and a spacious pantry combine style and functionality. Sliding glass doors extend the living space outdoors to a covered outdoor kitchen, creating the perfect backdrop for relaxed evenings and effortless entertaining. The private owner’s suite is tucked quietly toward the rear of the home, offering a peaceful retreat. The generous bedroom provides ample space for a sitting area or statement furnishings, while large windows invite in soft natural light. The spa-inspired bath features dual vanities, a walk-in shower, and two spacious walk-in closets for exceptional organization. Secondary bedrooms are positioned on the opposite side of the home, offering both privacy and flexibility. Additional highlights include luxury vinyl plank flooring throughout the main living areas, elevated lighting and plumbing fixtures, clean architectural trim details, blinds throughout, a separate laundry room, a covered front porch, and a two-car garage. Saddle Hill is nestled among the quiet, tree-lined landscapes of Fruitland Park, offering a peaceful setting with convenient access to everyday amenities. Just minutes away, enjoy the scenic shores of Lake Griffin, beautiful golf courses, charming local cafés, boutiques, restaurants, farmers markets, art walks, and live music events—where small-town charm meets thoughtfully elevated living. Book and private tour and experience Saddle Hill for yourself.

The essentials

Built
2026
Price / sqft
$277
On market
221 days
Annual tax
$605
HOA
$125/mo
Flood zone
X · Low risk
Lot
21,980 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
0.50 acres
Lot size
2,115 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,518/mo
Down payment (20%)
$116,980
Property taxes
$50/mo
HOA
$125/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
21,980 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
221
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Kitchen
Sidewalk
Community Mailbox
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Elementary
Fruitland Park Elem
Middle
Carver Middle
High
Leesburg High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$605
Parcel #
34-18-24-0400-000-00700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Hill
County
Lake
MLS Area
34731 - Fruitland Park
Lot Size
21,980 sqft
HOA
$125/mo
Melrose Management

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #TB8482468
$584,900-2.5%
$277/sqft
3/3/2026
Listed for sale
Source: Stellar MLS #TB8482468
$599,900
$284/sqft

Neighborhood

36794 Sundowner Trl
Fruitland Park, FL, 34731 · 34731 - Fruitland Park

Market insights

Offer Insights

Choose an offer strength

List price: $584,900
$575,000 – $584,900
98.2% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 home closings in 34731 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 221 after a $15,000 cut.

Sample: 57 closed home sales in 34731 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,518/mo
Principal & interest$3,050
Property taxes$50
Insurance$292
HOA$125
Down payment20% · $116,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$584,900

$277 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,115 sq ft

Time on market

221 days

Year built

2026

Monthly payment

About $3,518/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $605 annual tax bill, insurance, and the $125/mo HOA fee.

HOA fee

$125/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLGI REALTY- FLORIDA, LLCListing agent: Gayle Van WagenenListing data from Stellar MLS, MLS# TB8482468.

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