

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SADDLE HILL
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$125/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
36794 Sundowner Trl is a 2026-built home in Saddle Hill, Fruitland Park. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,115 square feet of living space. Listed at $584,900 (about $277/sqft), 221 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 monthly.
Introducing the Leland at Saddle Hill by Terrata Homes – Fruitland Park Welcome to the Leland, a beautifully designed four-bedroom, two-bath home located in the brand-new Saddle Hill community in Fruitland Park. From the moment you arrive, the inviting covered front porch sets the tone for a home that feels both warm and thoughtfully designed. Inside, the foyer opens to an expansive family room that serves as the heart of the home. The kitchen, dining, and family areas blend seamlessly into one cohesive gathering space—perfect for everyday living and entertaining alike. A large center island anchors the kitchen, offering the ideal spot for morning coffee, after-school snacks, or evening gatherings. Quartz countertops, bright white cabinetry, stainless steel appliances, a beautiful tile backsplash, and a spacious pantry combine style and functionality. Sliding glass doors extend the living space outdoors to a covered outdoor kitchen, creating the perfect backdrop for relaxed evenings and effortless entertaining. The private owner’s suite is tucked quietly toward the rear of the home, offering a peaceful retreat. The generous bedroom provides ample space for a sitting area or statement furnishings, while large windows invite in soft natural light. The spa-inspired bath features dual vanities, a walk-in shower, and two spacious walk-in closets for exceptional organization. Secondary bedrooms are positioned on the opposite side of the home, offering both privacy and flexibility. Additional highlights include luxury vinyl plank flooring throughout the main living areas, elevated lighting and plumbing fixtures, clean architectural trim details, blinds throughout, a separate laundry room, a covered front porch, and a two-car garage. Saddle Hill is nestled among the quiet, tree-lined landscapes of Fruitland Park, offering a peaceful setting with convenient access to everyday amenities. Just minutes away, enjoy the scenic shores of Lake Griffin, beautiful golf courses, charming local cafés, boutiques, restaurants, farmers markets, art walks, and live music events—where small-town charm meets thoughtfully elevated living. Book and private tour and experience Saddle Hill for yourself.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 57 closed home sales in 34731 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$584,900
$277 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,115 sq ft
Time on market
221 days
Year built
2026
Monthly payment
About $3,518/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $605 annual tax bill, insurance, and the $125/mo HOA fee.
HOA fee
$125/mo
Managed by Melrose Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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