609 Bahia Beach Blvd, photo 1
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Overview

3 bd3 ba1,417 sqft1 car garageTownhouse
TypeTownhouse
HOA$800/mo
Built2006
Lot1,982 sqft
Living area1,417 sqft
Price / sqft$247
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Coffered Ceiling(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

609 Bahia Beach Blvd is a 2006-built home in Bahia Beach Twnhms Ph 1a, Ruskin. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,417 square feet of living space. Listed at $350,000 (about $247/sqft), 216 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $800 monthly.

From the listing

Welcome to 609 Bahia Beach Blvd in the scenic, resort-style community of Little Harbor. This 3-bedroom, 3-bathroom waterfront townhome offers approximately 1,417 square feet of living space and showcases expansive water views of the canal from multiple balconies. Built in 2006 and meticulously maintained as an owner-occupied residence, this property has never been rented and is move-in ready. The home features an open, flowing floor plan with abundant natural light and a comfortable layout ideal for everyday living or entertaining. Relax and enjoy the Florida lifestyle with direct access to waterfront views, beaches, and outdoor amenities. The community of Little Harbor is known for its beach, marina, community pool, fitness center, tennis and pickleball courts, clubhouse, playground, and boat launch facilities, all enhancing the coastal living experience. Residents also enjoy close proximity to waterfront dining, shopping, and recreation. A 2020 A/C replacement provides added peace of mind. Situated in Ruskin, Florida, this property offers a true Florida waterfront lifestyle with easy access to the Tampa Bay area, including St. Petersburg, and Sarasota. Don’t miss the opportunity to own a beautifully maintained townhome with stunning water views and exceptional community amenities. Immediate rental opportunities make this home ideal as a primary residence, vacation getaway, or investment property.

The essentials

Built
2006
Price / sqft
$247
On market
216 days
Annual tax
$8,687
HOA
$800/mo
Flood zone
AE
Lot
1,982 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2006
Waterfront
Canal Front
Community pool
Shared amenity
1 car garage
1,982 sqft lot
Lot size

Payment

Est. monthly payment
$3,524/mo
Down payment (20%)
$70,000
Property taxes
$724/mo
HOA
$800/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
1,982 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal Front
Days on Market
216
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Entrance
Storage
Clubhouse
Community Mailbox
Deed Restrictions
Pool
Street Lights
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$8,687
Parcel #
U-02-32-18-63Z-000002-00041.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahia Beach Twnhms Ph 1a
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
1,982 sqft
Cul-De-SacNear MarinaPaved
HOA
$800/mo
communities first association

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #TB8485349
$350,000-6.7%
$247/sqft
-
Price change
Source: Stellar MLS #TB8485349
$375,000-16.5%
$265/sqft
3/11/2026
Listed for sale
Source: Stellar MLS #TB8485349
$449,000+19.7%
$317/sqft
4/16/2021
Sold
Source: Hillsborough County Public Record
$375,000
$265/sqft

Neighborhood

609 Bahia Beach Blvd
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
20 of the last 34 townhouse or villa closings in 33570 landed at this number or higher (59%). The median one sat 77 days before it went under contract, and this one is on day 216 after a $99,000 cut.

Sample: 34 closed townhouse or villa sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,524/mo
Principal & interest$1,825
Property taxes$724
Insurance$175
HOA$800
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$247 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,417 sq ft

Time on market

216 days

Year built

2006

Monthly payment

About $3,524/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,687 annual tax bill, insurance, and the $800/mo HOA fee.

HOA fee

$800/mo

Managed by communities first association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered bySOUTH CEDAR REAL ESTATE, INCListing agent: Marissa DanziListing data from Stellar MLS, MLS# TB8485349.

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