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Overview

2 bd3 ba1,812 sqft2 car garageSingle Family
TypeSingle Family
HOA$277/yr
Built1986
Lot10,000 sqft
Living area1,812 sqft
Price / sqft$157
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsDishwasherDisposal

34433 Cedarfield Dr is a 1986-built home in Whisp Oaks Estate Ph 3, Dade City. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,812 square feet of living space. Listed at $285,000 (about $157/sqft), 246 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $277 annually.

From the listing

Enjoy the Florida Lifestyle in this well designed home featuring two master suites in a split floor plan, offering comfort and privacy for family and guest. The open floor plan flows beautifully into a spacious kitchen with loads of cabinets and lots of counter space making it perfect for everyday living or entertaining. Step outside to the large screened-in lanai where you can relax and enjoy the privacy and view--an ideal spot for morning coffee or evening gatherings. The home also features spacious bathrooms, and convenient inside laundry room, and an additional half bath for guest. Located in a community with a affordable HOA, the nearby golf course has just recently sold and plans for reopening are actively underway. This convenient location is perfect for those who like easy commute to Tampa, Wesley Chapel, Orlando and Ocala areas making commuting simple while still enjoying a peaceful setting. Out enthusiast will love the many activities nearby including golfing, hiking, biking, fishing, and more. Plus, you're with reach of Central Gulf Coast beaches and popular Florida attractions. Come experience the best of Florida living in a home that offers comfort, conveniencee, and a lifestyle you'll love!

The essentials

Built
1986
Price / sqft
$157
On market
246 days
Annual tax
$1,349
HOA
$277/yr
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
2 car garage
10,000 sqft lot
Lot size
1,812 sqft
Living area

Payment

Est. monthly payment
$1,764/mo
Down payment (20%)
$57,000
Property taxes
$112/mo
HOA
$277/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
246
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Eastside Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,349
Parcel #
R02-123-21-1316-0000-0490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whisp Oaks Estate Ph 3
County
Hernando
MLS Area
33523 - Dade City/Ridge Manor
Lot Size
10,000 sqft
HOA
$277/yr
Saybra Chapman, Treasurer

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #TB8487042
$285,000-3.4%
$157/sqft
-
Price change
Source: Stellar MLS #TB8487042
$295,000-3.3%
$163/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #TB8487042
$305,000+103.3%
$168/sqft
8/14/2017
Sold
Source: Hernando County Public Record
$150,000
$83/sqft

Neighborhood

34433 Cedarfield Dr
Dade City, FL, 33523 · 33523 - Dade City/Ridge Manor

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$280,000 – $285,000
98.6% – 100% of listTops out right at the list price
80% of listList price
61 of the last 120 home closings in 33523 landed at this number or higher (51%). The median one sat 38 days before it went under contract, and this one is on day 246 after a $20,000 cut.

Sample: 120 closed home sales in 33523 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,764/mo
Principal & interest$1,486
Property taxes$112
Insurance$143
HOA$23
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$157 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,812 sq ft

Time on market

246 days

Year built

1986

Monthly payment

About $1,764/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,349 annual tax bill, insurance, and the $277/yr HOA fee.

HOA fee

$277/yr

Managed by Saybra Chapman, Treasurer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byHERNANDO EAST REALTY INC.Listing agent: Terri WoodallListing data from Stellar MLS, MLS# TB8487042.

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