927 Kelly Fern Loop, photo 1
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Overview

3 bd2 ba1,420 sqft2 car garageSingle Family
TypeSingle Family
HOA$823.01/yr
Built2023
Lot5,568 sqft
Living area1,420 sqft
Price / sqft$224
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorHurricane ShuttersConvection OvenDishwasher

927 Kelly Fern Loop is a 2023-built home in South Haven, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,420 square feet of living space. Listed at $318,499 (about $224/sqft), 213 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $823.01 annually.

From the listing

Beautifully maintained home in Ruskin featuring a functional open layout and spacious living areas. Enjoy peaceful pond water views from your backyard—perfect for relaxing or entertaining. Conveniently located near shopping, dining, and major roadways, this home offers comfort, value, and the best of Florida living.

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The essentials

Built
2023
Price / sqft
$224
On market
213 days
Annual tax
$4,935
HOA
$823.01/yr
Flood zone
X · Low risk
Lot
5,568 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Pond
2 car garage
5,568 sqft lot
Lot size
1,420 sqft
Living area

Payment

Est. monthly payment
$2,300/mo
Down payment (20%)
$63,700
Property taxes
$411/mo
HOA
$823.01/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,568 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
213
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Hurricane Shutters
Convection Oven
Dishwasher
Disposal
Microwave
Elementary
Thompson Elementary
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,935
Parcel #
U-04-32-19-C51-000000-00151.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Haven
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,568 sqft
Irregular Lot
HOA
$823.01/yr
Prime HOA

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #TB8487790
$318,499-0.2%
$224/sqft
-
Price change
Source: Stellar MLS #TB8487790
$318,999-3.3%
$225/sqft
3/15/2026
Listed for sale
Source: Stellar MLS #TB8487790
$330,000
$232/sqft
6/30/2023
Sold
Source: Hillsborough County Public Record
$330,000
$232/sqft

Neighborhood

927 Kelly Fern Loop
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $318,499
$317,500 – $318,499
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 212 home closings in 33570 landed at this number or higher (58%). The median one sat 42 days before it went under contract, and this one is on day 213 after a $11,501 cut.

Sample: 212 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,301/mo
Principal & interest$1,661
Property taxes$411
Insurance$159
HOA$69
Down payment20% · $63,700
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$318,499

$224 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,420 sq ft

Time on market

213 days

Year built

2023

Monthly payment

About $2,300/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,935 annual tax bill, insurance, and the $823.01/yr HOA fee.

HOA fee

$823.01/yr

Managed by Prime HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLA ROSA REALTY, LLCListing agent: Sintia ZunigaListing data from Stellar MLS, MLS# TB8487790.

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