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Overview

3 bd2 ba1,280 sqft1 car garageVilla
TypeVilla
HOA$346.43/mo
Built1987
Lot3,324 sqft
Living area1,280 sqft
Price / sqft$211
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Wet BarAssociation Recreation - Owned

3960 Mermoor Dr is a 1987-built home in Brookhaven, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,280 square feet of living space. Listed at $269,900 (about $211/sqft), 209 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $346.43 monthly.

From the listing

Virtually Staged. Welcome to Brookhaven, a gated community within Ridgemoor in the sought-after East Lake corridor of Palm Harbor. This 3-bedroom, 2-bath villa offers 1,280 square feet of low-maintenance living on a waterfront lot with peaceful pond views.The home has been thoughtfully refreshed with brand-new carpet, fresh professionally painted throughout, and updated outlets and switches in every room. The great room plan features vaulted ceilings that creates a bright, open feel. The kitchen offers solid oak cabinetry, a built-in desk, and stainless steel appliances, side-by-side refrigerator, glass-top range, and microwave. A pass-through opens to the great room and dining area. Step out back to take in the water views, or open the windows on cooler days and enjoy the quiet, tranquil setting. The primary suite features direct pond views and an en-suite bath with a walk-in shower and oak vanity. A split floor plan places the two secondary bedrooms at the front of the villa for added privacy, making them ideal for guests or a home office. A hall bath with a tub/shower combination serves these rooms. The interior laundry room includes a full-size washer and dryer, utility sink, and ample storage. Brookhaven offers a community pool includeing Ridgmoor’s tennis and basketball courts, and a playground. The HOA covers grounds maintenance, exterior painting, roof maintenance, and trash removal. This pet-friendly community is within about 2.5 miles of John Chesnut Sr. Park, Lake Tarpon, the Pinellas Trail, the YMCA, and Lansbrook Golf Club, with Tampa International Airport, St. Pete-Clearwater International Airport, state parks, and the world-famous Gulf beaches a short drive away.

The essentials

Built
1987
Price / sqft
$211
On market
209 days
Annual tax
$5,136
HOA
$346.43/mo
Flood zone
AE
Lot
3,324 sqft
Type
Villa

At a glance

Villa
Built 1987
Waterfront
Pond
Community pool
Shared amenity
1 car garage
Driveway
3,324 sqft lot
Lot size

Payment

Est. monthly payment
$2,317/mo
Down payment (20%)
$53,980
Property taxes
$428/mo
HOA
$346.43/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1987
Lot
3,324 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
209
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
Gated Community - No Guard
Park
Playground
Pool
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Cypress Woods Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$5,136
Parcel #
26-27-16-11875-010-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Brookhaven
County
Pinellas
MLS Area
34685 - Palm Harbor
Lot Size
3,324 sqft
SidewalkPavedPrivate
HOA
$346.43/mo
Ameritech

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #TB8488826
$269,900-3.6%
$211/sqft
-
Price change
Source: Stellar MLS #TB8488826
$279,900-6.7%
$219/sqft
3/20/2026
Listed for sale
Source: Stellar MLS #TB8488826
$299,900
$234/sqft

Neighborhood

3960 Mermoor Dr
Palm Harbor, FL, 34685 · 34685 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $269,900
$262,500 – $269,900
97.2% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 34685 landed at this number or higher (52%). The median one sat 60 days before it went under contract, and this one is on day 209 after a $30,000 cut.

Sample: 23 closed townhouse or villa sales in 34685 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,317/mo
Principal & interest$1,408
Property taxes$428
Insurance$135
HOA$346
Down payment20% · $53,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,900

$211 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,280 sq ft

Time on market

209 days

Year built

1987

Monthly payment

About $2,317/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,136 annual tax bill, insurance, and the $346.43/mo HOA fee.

HOA fee

$346.43/mo

Managed by Ameritech.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTEC GROUP INCListing agent: Mark FazziniListing data from Stellar MLS, MLS# TB8488826.

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