Overview
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About this home
13016 Terrace Brook Pl is a 2006-built home in Hidden Oaks At Temple Terrace, Temple Terrace. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,922 square feet of living space. Listed at $435,000 (about $226/sqft), 179 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $168.85 quarterly.
INVESTMENT OPPURTUNITY TURNKEY RENTAL. This stunning one-story block home in the Hidden Oaks community of Temple Terrace offers a rare combination of spacious living and serene waterfront beauty, featuring 4 bedrooms, 2 bathrooms, and a 2-car garage. The heart of the home is a chef-inspired kitchen complete with granite countertops, modern cabinetry, and a gas stove, all flowing toward a west-facing backyard designed for breathtaking sunset views over the pond. Recent upgrades include New AC in 2025, Kitchen Cabinets Refacing and Flooring updates in 2026. Fridge, Washer and Dryer were replaced in 2023. Seller will install a BRAND-NEW ROOF prior to closing — a huge win for insurability, financing, and peace of mind in today's Florida market. The community features well-maintained sidewalks and a playground, perfect for evening strolls. With exceptionally low HOA fees and no CDD, this property provides incredible value in a prime location just minutes from I-75, I-4, USF, major hospitals-the VA Hospital, Moffitt Cancer Center, and AdventHealth., and the nature trails and boardwalks of Lettuce Lake Park.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$435,000
$226 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,922 sq ft
Time on market
179 days
Year built
2006
Monthly payment
About $3,109/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,794 annual tax bill, insurance, and the $168.85/qtr HOA fee.
HOA fee
$168.85/qtr
Managed by Rizzetta & Company, Inc.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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