2231 Utopian Dr E #219, photo 1
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Overview

2 bd2 ba1,210 sqftCondominium
TypeCondominium
Condo dues$515/mo
Built1995
Lot57,206 sqft
Living area1,210 sqft
Price / sqft$149

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomLightingAssociation Recreation - OwnedClubhouse

2231 Utopian Dr E #219 is a 1995-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,210 square feet of living space. Listed at $179,900 (about $149/sqft), 188 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $515 monthly.

From the listing

Step into easy, carefree living with this beautifully maintained 2-bedroom, 2-bath condo located in the highly sought-after On Top of the World 55+ gated community in Clearwater. This bright and inviting home offers 1,210 square feet of living space, a well designed layout featuring a large kitchen, open concept living and dining area, generously sized bedrooms, ample closet space, with an additional storage area for your in-unit washer & dryer—providing both comfort and functionality. Additionally there is 1 assigned parking space and guest parking available. Positioned just east of Belcher Road, this location offers a peaceful setting while still being conveniently close to the community’s outstanding amenities. Residents enjoy access to two golf courses, including both an 18-hole and a 9-hole course, as well as two activity centers that host a wide variety of social events and recreational activities. Stay active in the fully equipped fitness center featuring modern cardio machines, strength training equipment, circuit training, and spinning classes. The community also offers a scenic private park set along a tranquil lake with a walking trail—perfect for enjoying the outdoors. For added convenience, complimentary bus service provides easy access to nearby shopping centers. Ideally located just minutes from Clearwater’s top rated beaches, as well as a variety of dining and retail options, with Publix directly across the street for everyday needs. Whether you’re seeking a full-time residence or a seasonal getaway, this home offers a perfect blend of comfort, convenience, and a vibrant, resort-style lifestyle.

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The essentials

Built
1995
Price / sqft
$149
On market
188 days
Annual tax
$2,670
Condo dues
$515/mo
Flood zone
X · Low risk
Lot
57,206 sqft
Type
Condominium

At a glance

Condo
3 stories · 1995
Community pool
Fitness center too
Assigned parking
1,210 sqft
Living area

Payment

Est. monthly payment
$1,765/mo
Down payment (20%)
$35,980
Property taxes
$223/mo
Condo dues
$515/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1995
Lot
57,206 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest, Off Street
Days on Market
188
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Lighting
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf
Irrigation-reclaimed Water
Park
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,670
Parcel #
06-29-16-64129-092-2190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Pinellas
MLS Area
33763 - Clearwater
Lot Size
57,206 sqft
Condo dues
$515/mo
On Top of The World Association - Laura

Price history

Date
Event
Price
7/8/2026
Price change
Source: Stellar MLS #TB8493294
$179,900-9.6%
$149/sqft
-
Price change
Source: Stellar MLS #TB8493294
$199,000-11.6%
$164/sqft
4/7/2026
Listed for sale
Source: Stellar MLS #TB8493294
$225,000
$186/sqft

Neighborhood

2231 Utopian Dr E #219
Clearwater, FL, 33763 · 33763 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $179,900
$175,000 – $179,900
97.2% – 100% of listTops out right at the list price
80% of listList price
62 of the last 122 condo closings in 33763 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 188 after a $45,100 cut.

Sample: 122 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,766/mo
Principal & interest$938
Property taxes$223
Insurance$90
HOA$515
Down payment20% · $35,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$179,900

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,210 sq ft

Time on market

188 days

Year built

1995

Monthly payment

About $1,765/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,670 annual tax bill, insurance, and $515/mo in condo dues.

Condo dues

$515/mo

Managed by On Top of The World Association - Laura.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byKELLER WILLIAMS ST PETE REALTYListing agent: Jac SmithListing data from Stellar MLS, MLS# TB8493294.

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