2223 Philippine Dr #35, photo 1
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Overview

2 bd3 ba1,680 sqftCondominium
TypeCondominium
Condo dues$580/mo
Built1993
Living area1,680 sqft
Price / sqft$158

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Window Treatments

2223 Philippine Dr #35 is a 1993-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,680 square feet of living space. Listed at $265,000 (about $158/sqft), 186 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $580 monthly.

From the listing

Beautifully remodeled condo located in the highly sought-after On Top of the World, a premier 55+ community offering retirement living at its finest! This spacious 2-bedroom, 2.5-bathroom residence features 1,680 heated square feet, making it one of the larger floor plans in the community. Designed for comfort and convenience, this home includes a private in-unit laundry room and is truly move-in ready. Enjoy a long list of brand-new upgrades, including luxury vinyl flooring with sound-reducing underlayment, refinished kitchen cabinets paired with elegant quartz countertops, stainless steel appliances, a new garbage disposal, updates in all 3 bathrooms, fresh interior paint, updated electrical outlets, modern LED lighting fixtures, new fans, decorative shutters, and updated plumbing under all sinks with new water shut-offs. Every detail has been thoughtfully updated to provide a modern, low-maintenance lifestyle. The association offers exceptional value, covering exterior building maintenance—including the roof and landscaping—gated security, trash removal, cable TV, and more, giving you peace of mind and easy living. The lifestyle here is truly second to none. Residents enjoy access to two championship golf courses free of charge, two large swimming pools, tennis and pickleball courts, a fully equipped fitness center, hobby studios, a fishing pier, kayaking, a dog park, and a convenient free community shuttle—all just steps from your door. This unit represents an exceptional opportunity to own one of the larger floor plans available in this class of building, ideally situated within one of the most desirable locations in the community. Priced to sell and ready to show. Come experience for yourself why On Top of the World has remained one of Florida’s most beloved active adult communities for decades.

The essentials

Built
1993
Price / sqft
$158
On market
186 days
Annual tax
$3,954
Condo dues
$580/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 1993
Water views
Water
Community pool
Fitness center too
1,680 sqft
Living area

Payment

Est. monthly payment
$2,424/mo
Down payment (20%)
$53,000
Property taxes
$330/mo
Condo dues
$580/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1993
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
186
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf
Handicap Modified
Park
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,954
Parcel #
31-28-16-64123-085-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Pinellas
MLS Area
33763 - Clearwater
Lot Size
-
Condo dues
$580/mo
Parkway Maintenance & Management Pinellas, LLC

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #TB8493880
$265,000-11.6%
$158/sqft
-
Price change
Source: Stellar MLS #TB8493880
$299,900-10.5%
$179/sqft
4/8/2026
Listed for sale
Source: Stellar MLS #TB8493880
$335,000
$199/sqft

Neighborhood

2223 Philippine Dr #35
Clearwater, FL, 33763 · 33763 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$257,500 – $265,000
97.2% – 100% of listTops out right at the list price
80% of listList price
62 of the last 122 condo closings in 33763 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 186 after a $70,000 cut.

Sample: 122 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,424/mo
Principal & interest$1,382
Property taxes$330
Insurance$133
HOA$580
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$158 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,680 sq ft

Time on market

186 days

Year built

1993

Monthly payment

About $2,424/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,954 annual tax bill, insurance, and $580/mo in condo dues.

Condo dues

$580/mo

Managed by Parkway Maintenance & Management Pinellas, LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREFERRED REALTY GROUP, LLCListing agent: Sandy HarrisListing data from Stellar MLS, MLS# TB8493880.

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