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Overview

4 bd2 ba1,991 sqft2 car garageSingle Family
TypeSingle Family
HOA$216.95/qtr
Built2020
Lot8,019 sqft
Living area1,991 sqft
Price / sqft$201
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrivate YardSidewalkStorageDishwasherDisposalDryerRange

120 Summershore Dr is a 2020-built home in Watercrest Estates, Auburndale. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,991 square feet of living space. Listed at $399,999 (about $201/sqft), 185 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $216.95 quarterly.

From the listing

Seller will contribute up to $5,000 toward Buyer’s Closing Costs! Plus, Buyer receives up to $500 toward a Home Inspection, reimbursed by the Listing Agent. No CDD Fee! This home is located in an USDA eligible area and may qualify for a USDA loan program with no down payment required for qualified buyers. Welcome to this beautifully upgraded, move-in ready home located at 120 Summershore Dr in the highly desirable WATERCREST ESTATES community of Auburndale! Built in 2020, this modern residence offers nearly 2,000 square feet of thoughtfully designed living space, featuring 4 spacious bedrooms, 2 bathrooms, and an open-concept layout perfect for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home, showcasing elegant quartz countertops, ample cabinetry, and a seamless flow into the dining and living areas. All appliances convey—including the GE sapphire blue washer and dryer—making this home truly turnkey. The private primary suite provides a relaxing retreat, complete with a large walk-in closet and a beautifully updated en-suite bathroom featuring a walk-in shower with sliding glass doors, replacing the original tub for a sleek, modern feel. A stylish barn door adds warmth and character to the space. Enjoy Florida living year-round with both the front and back lanais upgraded with new flooring and fully screened in—perfect for morning coffee or unwinding in the evening without the bugs. The fully fenced backyard offers ample space for pets, play, or entertaining and features a 10x15 storage shed—ideal for all your lawn care needs and additional storage for gardening equipment. Additional highlights include a spacious 20x20 garage with durable epoxy flooring, providing ample room for two vehicles, and financed solar panels, enhancing energy efficiency and helping reduce utility costs. This home perfectly blends comfort, style, and functionality—don’t miss your opportunity to make it yours! Click the VIRTUAL TOUR #1 to virtually walk through the home. You can use the function button on the bottom left to remove furniture, or see the measurements of each room.

The essentials

Built
2020
Price / sqft
$201
On market
185 days
Annual tax
$2,853
HOA
$216.95/qtr
Flood zone
X · Low risk
Lot
8,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
8,019 sqft lot
Lot size
1,991 sqft
Living area

Payment

Est. monthly payment
$2,596/mo
Down payment (20%)
$80,000
Property taxes
$238/mo
HOA
$216.95/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
8,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
185
Open Floorplan
Private Yard
Sidewalk
Storage
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,853
Parcel #
25-27-25-300602-001420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Watercrest Estates
County
Polk
MLS Area
33823 - Auburndale
Lot Size
8,019 sqft
HOA
$216.95/qtr
Watercrest Estates Homeowners

Price history

Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #TB8496571
$399,999-1.2%
$201/sqft
4/10/2026
Listed for sale
Source: Stellar MLS #TB8496571
$405,000
$203/sqft

Neighborhood

120 Summershore Dr
Auburndale, FL, 33823 · 33823 - Auburndale

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$397,500 – $399,999
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 272 home closings in 33823 landed at this number or higher (60%). The median one sat 35 days before it went under contract, and this one is on day 185 after a $5,001 cut.

Sample: 272 closed home sales in 33823 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,596/mo
Principal & interest$2,086
Property taxes$238
Insurance$200
HOA$72
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$201 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,991 sq ft

Time on market

185 days

Year built

2020

Monthly payment

About $2,596/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,853 annual tax bill, insurance, and the $216.95/qtr HOA fee.

HOA fee

$216.95/qtr

Managed by Watercrest Estates Homeowners.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS SUBURBAN TAMPAListing agent: Julia AndersonListing data from Stellar MLS, MLS# TB8496571.

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