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Overview

2 bd2 ba1,269 sqftManufactured Home
TypeManufactured Home
HOA$595/mo
Built2005
Living area1,269 sqft
Price / sqft$146

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Vaulted Ceiling(s)

64 Thatch Palm St W is a 2005-built home in Palm Hill Mobile Home Park Unrec, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,269 square feet of living space. Listed at $185,000 (about $146/sqft), 183 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $595 monthly.

From the listing

Are you ready to join a vibrant 55+ community that offers a wide range of amenities designed to keep you active and engaged? Palm Hill Country Club is a 55+ cooperative community that invites you to enjoy an exceptional lifestyle. Residents have access to pools, jacuzzies, a golf course, tennis courts, pickle ball, shuffleboard, clubhouses, bocce ball, billiards, and organized excursions, among many other activities. Palm Hill is known for its welcoming atmosphere, where friendly neighbors are always ready to greet you. The community provides a well-organized living experience with a single monthly fee of $595, covering water, sewer, trash removal, recycling pickup, lawn care, cable, and internet. Inside the comforts of Palm Hill Country Club is where you will find this 2005 two bed, two bath newer manufactured home. The present owner has completed significant updates to the property since 2019. A roof-over was added in2019. In 2021 appliances and the kitchen sink were updated. Pavers were added to the front and carport in 2022. Laminate floors and carpets with sub floors present a modern look. In 2024 windows were replaced with double panes throughout, which created huge energy savings. Both baths also have countertops replaced with appealing quartz. The floorplan is both functional and attractive. The kitchen and dining area have laminated floors. There is a kitchen table at the far end of the kitchen with a utility closet to one side. The work area has stainless appliances on both sides for convenient use and a kitchen sink in front of a window. Beyond the work area is the more formal dining space and to the left there is a natural flow to the living room. Bay windows allow light to filter inside. The ceiling has an impressive, elevated area. The bedrooms are separated by the living room. The large primary is at the end close to the dining space and has a huge wall closet and an ensuite bath on the other side of the room. The guest bath and guest bedroom lies off the far end of the living room. The home has an open airy feel, higher ceilings, wall color, and new style ceiling fans that are sure to attract. The owners are in the process of deciding what furnishings will stay and will have a list. Driving by you will want to stop the car. The exterior stands out with its newer look, light, colored siding, cozy front porch and long carport, big enough for two cars. At the end of the driveway there is an outside utility shed for more storage. Please call to set up a time to see this striking home. If you are looking for a newer home this is a plus. A share in the community is included.

The essentials

Built
2005
Price / sqft
$146
On market
183 days
Annual tax
$1,394
HOA
$595/mo
Flood zone
X · Low risk
Type
Manufactured Home

At a glance

Manufactured home
Built 2005
Community pool
Shared amenity
1,269 sqft
Living area

Payment

Est. monthly payment
$1,769/mo
Down payment (20%)
$37,000
Property taxes
$116/mo
HOA
$595/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2005
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
183
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Vaulted Ceiling(s)
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,394
Parcel #
03-30-15-65684-003-0640

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Hill Mobile Home Park Unrec
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
-
City LimitsNear Golf CourseNear Public Transit
HOA
$595/mo
Megan DiBello

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #TB8497397
$185,000-6.3%
$146/sqft
-
Price change
Source: Stellar MLS #TB8497397
$197,500-9.8%
$156/sqft
4/11/2026
Listed for sale
Source: Stellar MLS #TB8497397
$219,000
$173/sqft

Neighborhood

64 Thatch Palm St W
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $185,000
$182,500 – $185,000
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 183 after a $34,000 cut.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,769/mo
Principal & interest$965
Property taxes$116
Insurance$93
HOA$595
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

$146 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,269 sq ft

Time on market

183 days

Year built

2005

Monthly payment

About $1,769/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,394 annual tax bill, insurance, and the $595/mo HOA fee.

HOA fee

$595/mo

Managed by Megan DiBello.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER PICKETT FENCES REALTYListing agent: Pam RaymondListing data from Stellar MLS, MLS# TB8497397.

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