

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- 400 CENTRAL
- Type
- Condominium
True monthly carry
- HOA
- ~$596/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
400 Central Ave #3603 is a 2026-built home in 400 Central, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,782 square feet of living space. Listed at $1,750,000 (about $982/sqft), 165 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $596 monthly.
Virtually Staged. Step into elevated downtown living with this never-occupied 3-bedroom, 3-bath residence at the iconic 400 Central—St. Petersburg’s newest landmark for modern luxury. Perched on a high floor with a coveted southeast exposure, this home is filled with natural light streaming through expansive floor-to-ceiling glass, framing breathtaking views of Tampa Bay and the vibrant city skyline. From serene sunrises over the water to the sparkling city lights at night, the ever-changing scenery becomes part of the living experience. Offering approximately 1,782 square feet of interior space, complemented by an expansive 359-square-foot private terrace, this residence is designed for seamless indoor-outdoor living. The open-concept layout creates a natural flow between the living, dining, and kitchen areas—ideal for both everyday comfort and sophisticated entertaining—while all three bedrooms are thoughtfully positioned to provide privacy and balance. The kitchen showcases a sleek, modern design with a full-height backsplash that mirrors the countertop for a clean, cohesive aesthetic, paired with a gas cooktop for elevated culinary performance and a dedicated wine refrigerator for effortless hosting. Porcelain tile flooring extends throughout all bedrooms, enhancing both durability and contemporary elegance. The primary suite is a true retreat, featuring a spacious walk-in closet and a spa-inspired bath complete with a striking full-height tiled vanity wall and luxurious double rain showers, creating a serene, resort-like atmosphere. Secondary baths are equally refined, including upgraded fixtures such as a wall-mounted showerhead in the guest bath for a more custom, design-forward finish. Low-voltage infrastructure for motorized window shades has already been installed, allowing for easy integration of automated treatments for added comfort and convenience. Delivered fully complete and never lived in, this residence offers the rare advantage of immediate occupancy in a brand-new luxury tower—without the wait of developer timelines. Built to meet the latest safety and reserve standards, 400 Central provides both long-term value and peace of mind. Residents enjoy access to an exceptional collection of amenities, including the 46th-floor Sky Lounge Observatory with sweeping panoramic views, along with an expansive 36,000-square-foot amenity level featuring resort-style pools, state-of-the-art fitness and wellness spaces, and thoughtfully curated social areas. Additional conveniences include one secure parking space, a second valet parking space, and a private storage unit. On the ground level, a curated mix of upscale retail and dining—including concepts like Volta Wine + Market—adds to the vibrancy and ease of everyday living. Ideally situated in the heart of downtown St. Petersburg, just moments from Beach Drive, the waterfront, acclaimed dining, museums, and nightlife, this residence offers a refined blend of luxury, scale, and location within one of the city’s most sought-after new developments.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 189 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,750,000
$982 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,782 sq ft
Time on market
165 days
Year built
2026
Monthly payment
About $12,858/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $596/mo HOA fee.
HOA fee
$596/mo
Managed by General manager.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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