2202 4th St SW, photo 1
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Overview

4 bd2 ba1,918 sqft2 car garageSingle Family
TypeSingle Family
HOA$275.38/yr
Built2017
Lot6,600 sqft
Living area1,918 sqft
Price / sqft$162
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSplit BedroomPrivate YardRain GuttersSprinkler MeteredDog Park

2202 4th St SW is a 2017-built home in Riverbend West Ph 1, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,918 square feet of living space. Listed at $309,900 (about $162/sqft), 171 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275.38 semi-annually.

From the listing

Experience the ideal blend of comfort and convenience in this turn-key 4-bedroom, 2-bathroom home. Built in 2017 and spanning 1,918 sq. ft., this residence features a desirable split floorplan and a bright, open living area perfect for hosting friends and family. Enjoy the ultimate Florida lifestyle on your screened-in lanai overlooking a peaceful pond, all within a fully fenced backyard. This move-in-ready gem includes a 2-car garage, all appliances, blinds, and mature landscaping. Best of all, you’re just steps away from the community pool, fire pit, and playground, making it easy to enjoy local amenities every day.

The essentials

Built
2017
Price / sqft
$162
On market
171 days
Annual tax
$7,113
HOA
$275.38/yr
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Shared amenity
2 car garage
Driveway
6,600 sqft lot
Lot size
1,918 sqft
Living area

Payment

Est. monthly payment
$2,387/mo
Down payment (20%)
$61,980
Property taxes
$593/mo
HOA
$275.38/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
6,600 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
171
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Private Yard
Rain Gutters
Sprinkler Metered
Dog Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,113
Parcel #
U-18-32-19-A3H-000005-00035.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverbend West Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
6,600 sqft
HOA
$275.38/yr
N/A

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8501447
$309,900-3.2%
$162/sqft
-
Price change
Source: Stellar MLS #TB8501447
$320,000-1.5%
$167/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #TB8501447
$325,000
$169/sqft

Neighborhood

2202 4th St SW
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 171 after a $15,100 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,387/mo
Principal & interest$1,616
Property taxes$593
Insurance$155
HOA$23
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$162 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,918 sq ft

Time on market

171 days

Year built

2017

Monthly payment

About $2,387/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,113 annual tax bill, insurance, and the $275.38/yr HOA fee.

HOA fee

$275.38/yr

Managed by N/A.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Kelly CallahanListing data from Stellar MLS, MLS# TB8501447.

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