82 2nd St #D5, photo 1
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Overview

1 bd1 ba480 sqftCondo - Hotel
TypeCondo - Hotel
Condo dues$805/mo
Built1982
Lot414 sqft
Living area480 sqft
Price / sqft$250

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesElevatorKitchen/Family Room ComboThermostatWindow TreatmentsLightingSidewalkBuyer Approval Required

82 2nd St #D5 is a 1982-built home in Cedar Cove Efficiency Condo 02, Cedar Key. Inside you'll find 1 bedrooms, 1 bathrooms, and 480 square feet of living space. Listed at $119,900 (about $250/sqft), 172 days on market. Flood zone VE - confirm flood insurance requirements with your lender. Condo dues run $805 monthly.

From the listing

**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

The essentials

Built
1982
Price / sqft
$250
On market
172 days
Annual tax
$2,182
Condo dues
$805/mo
Flood zone
VE
Lot
414 sqft
Type
Condo - Hotel

At a glance

Condo
Built 1982
Water views
Water
480 sqft
Living area

Payment

Est. monthly payment
$1,672/mo
Down payment (20%)
$23,980
Property taxes
$182/mo
Condo dues
$805/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condo - Hotel
Year Built
1982
Lot
414 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
172
Accessibility Features
Elevator
Kitchen/Family Room Combo
Thermostat
Window Treatments
Lighting
Sidewalk
Buyer Approval Required
Golf Carts OK
Park
Playground
Sidewalks
Wheelchair Access
Street Lights
Dishwasher
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Flood Zone VE
Annual Tax (2025)
$2,182
Parcel #
17650-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cedar Cove Efficiency Condo 02
County
Levy
MLS Area
32625 - Cedar Key
Lot Size
414 sqft
Historic DistrictCity LimitsNear MarinaSidewalkPaved
Condo dues
$805/mo
McCormick Mgt & Realty LLC

Price history

Date
Event
Price
9/6/2026
Price change
Source: Stellar MLS #TB8501463
$119,900-7.0%
$250/sqft
-
Price change
Source: Stellar MLS #TB8501463
$128,900-11.0%
$269/sqft
4/23/2026
Listed for sale
Source: Stellar MLS #TB8501463
$144,900
$302/sqft

Neighborhood

82 2nd St #D5
Cedar Key, FL, 32625 · 32625 - Cedar Key

Calculator

Est. monthly payment
$1,672/mo
Principal & interest$625
Property taxes$182
Insurance$60
HOA$805
Down payment20% · $23,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$119,900

$250 per sq ft

Beds and baths

1 beds, 1 baths

Size

480 sq ft

Time on market

172 days

Year built

1982

Monthly payment

About $1,672/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,182 annual tax bill, insurance, and $805/mo in condo dues.

Condo dues

$805/mo

Managed by McCormick Mgt & Realty LLC.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byEPIQUE REALTY, INC.Listing agent: Stacy GervaisListing data from Stellar MLS, MLS# TB8501463.

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