650 Island Way #202, photo 1
Active
1 / 51

Overview

2 bd2 ba1,188 sqftCondominium
TypeCondominium
HOA$1,245/mo
Built1988
Lot93,000 sqft
Living area1,188 sqft
Price / sqft$336

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSidewalkAssociation Recreation - OwnedBuyer Approval RequiredPool

650 Island Way #202 is a 1988-built home in 650 Island Way Condo, Clearwater Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,188 square feet of living space. Listed at $399,000 (about $336/sqft), 164 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,245 monthly.

From the listing

Live the island life you have always envisioned in this waterfront condominium located in the coveted community of Island Estates. This second floor condo is perfectly situated, showcasing sweeping southwest open water views across the Mandalay Channel towards Clearwater Beach. The over-sized 23 foot balcony is perfect for enjoying the world-famous sunsets and gentle gulf breezes. The home has been outfitted with newer impact resistance sliders and windows in the living room and primary suite, second bedroom and kitchen, providing both peace of mind and beautiful sight lines, connecting the spectacular outdoor views with the living space. As you enter, you are immediately drawn towards the centerpiece panoramic water views and natural light that pour in. The primary suite is generously sized, offering water views, balcony access and an en-suite bathroom and walk in closet. The second bedroom also provides access to second full bathroom off of the main entryway. The kitchen footprint is functional and open, with plenty of space and connection the living area and water views. This breathtaking canvas is simply awaiting your personal touches and updates. The community offers resort style amenities including a heated pool and BBQ station, tiki hut area and an assigned covered parking space. The Island Estates community is a peaceful paradise, with shopping, restaurants, the Clearwater Marine Aquarium and more right on the island for easy living and convenience, while just a short walk or bike ride to vibrant Clearwater Beach's famous shore line, Pier 60 and endless dining and entertainment options. Location also provides ease of access to both Tampa and St. Pete-Clearwater Airport and all that the Tampa Bay region has to offer. REAP the REWARDS of the nearly Completed Extensive Exterieor Renovations

The essentials

Built
1988
Price / sqft
$336
On market
164 days
Annual tax
$8,445
HOA
$1,245/mo
Flood zone
AE
Lot
93,000 sqft
Type
Condominium

At a glance

Condo
Built 1988
Waterfront
Intracoastal Waterway
Community pool
Shared amenity
1,188 sqft
Living area

Payment

Est. monthly payment
$4,229/mo
Down payment (20%)
$79,800
Property taxes
$704/mo
HOA
$1,245/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1988
Lot
93,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Intracoastal Waterway
Days on Market
164
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$8,445
Parcel #
05-29-15-82255-000-2020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
650 Island Way Condo
County
Pinellas
MLS Area
33767 - Clearwater/Clearwater Beach
Lot Size
93,000 sqft
HOA
$1,245/mo
Susan Ables

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8502064
$399,000-5.0%
$336/sqft
-
Price change
Source: Stellar MLS #TB8502064
$419,900-4.0%
$353/sqft
4/30/2026
Listed for sale
Source: Stellar MLS #TB8502064
$437,500
$368/sqft

Neighborhood

650 Island Way #202
Clearwater Beach, FL, 33767 · 33767 - Clearwater/Clearwater Beach

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$387,500 – $399,000
96.9% – 100% of listTops out right at the list price
80% of listList price
82 of the last 163 condo closings in 33767 landed at this number or higher (50%). The median one sat 73 days before it went under contract, and this one is on day 164 after a $38,500 cut.

Sample: 163 closed condo sales in 33767 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,229/mo
Principal & interest$2,081
Property taxes$704
Insurance$200
HOA$1,245
Down payment20% · $79,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$336 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,188 sq ft

Time on market

164 days

Year built

1988

Monthly payment

About $4,229/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,445 annual tax bill, insurance, and the $1,245/mo HOA fee.

HOA fee

$1,245/mo

Managed by Susan Ables.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byDELTA REALTY INTERNATIONAL INCListing agent: Dean AndresonListing data from Stellar MLS, MLS# TB8502064.

Keep exploring Florida

Pick up where you left off, or see what else is out there.