6400 46th Ave N #3, photo 1
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Overview

3 bd3 ba1,613 sqft2 car garageTownhouse
TypeTownhouse
HOA$394/mo
Built2004
Lot1,660 sqft
Living area1,613 sqft
Price / sqft$222
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

6400 46th Ave N #3 is a 2004-built home in Willow Lake, Kenneth City. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,613 square feet of living space. Listed at $357,900 (about $222/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $394 monthly.

From the listing

Welcome to this stunning home in the highly desirable Willow Lake Townhomes community, offering serene lake views and access to a pristine community pool. This property is not located in a flood zone, ensuring peace of mind. Conveniently situated less than 20 minutes from both St. Pete Beach and downtown St. Petersburg, this home provides the perfect balance of tranquility and accessibility. Upon entry, you'll find a spacious kitchen featuring beautiful granite countertops, stainless steel appliances, and a breakfast bar, ideal for both everyday living and entertaining. The master suite, located on the first floor, includes a luxurious en-suite bathroom for added privacy and convenience. The expansive living room boasts high ceilings and flows seamlessly to your own private patio, perfect for relaxing or outdoor gatherings. Upstairs, you'll discover two additional bedrooms, a full bathroom, and a versatile loft space that can be transformed into a reading nook, home office, or gaming area. The attached two-car garage includes an air-conditioned bonus room, perfect for guests, tenants, or a home office. This exceptional property is a must-see. Schedule a showing today before it’s gone!

The essentials

Built
2004
Price / sqft
$222
On market
130 days
Annual tax
$5,708
HOA
$394/mo
Flood zone
X · Low risk
Lot
1,660 sqft
Type
Townhouse

At a glance

Townhouse
Built 2004
Community pool
Shared amenity
2 car garage
Driveway
1,660 sqft lot
Lot size
1,613 sqft
Living area

Payment

Est. monthly payment
$2,916/mo
Down payment (20%)
$71,580
Property taxes
$476/mo
HOA
$394/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
1,660 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
130
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Sidewalk
Buyer Approval Required
Deed Restrictions
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Westgate Elementary-PN
Middle
Tyrone Middle-PN
High
Dixie Hollins High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,708
Parcel #
05-31-16-98095-001-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willow Lake
County
Pinellas
MLS Area
33709 - St Pete/Kenneth City
Lot Size
1,660 sqft
Paved
HOA
$394/mo
Scott Vignery Ameri-Tech Community

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8502081
$357,900-0.3%
$222/sqft
-
Price change
Source: Stellar MLS #TB8502081
$358,900-21.8%
$223/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #TB8502081
$459,000
$285/sqft

Neighborhood

6400 46th Ave N #3
Kenneth City, FL, 33709 · 33709 - St Pete/Kenneth City

Market insights

Offer Insights

Choose an offer strength

List price: $357,900
$352,500 – $357,900
98.4% – 100% of listTops out right at the list price
80% of listList price
32 of the last 62 townhouse or villa closings in Pinellas County landed at this number or higher (52%). The median one sat 61 days before it went under contract, and this one is on day 130 after a $101,100 cut.

Sample: 62 closed townhouse or villa sales in Pinellas County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,915/mo
Principal & interest$1,867
Property taxes$476
Insurance$179
HOA$394
Down payment20% · $71,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$357,900

$222 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,613 sq ft

Time on market

130 days

Year built

2004

Monthly payment

About $2,916/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,708 annual tax bill, insurance, and the $394/mo HOA fee.

HOA fee

$394/mo

Managed by Scott Vignery Ameri-Tech Community.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Rabeka UsmanListing data from Stellar MLS, MLS# TB8502081.

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