12821 86th Rd N, photo 1
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Overview

4 bd2 ba1,946 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot50,094 sqft
Living area1,946 sqft
Price / sqft$370
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Vaulted Ceiling(s)Walk-in Closet(s)GardenConvection OvenCooktopDishwasher

12821 86th Rd N is a 1993-built home in Acreage & Unrec, West Palm Beach. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,946 square feet of living space. Listed at $720,000 (about $370/sqft), 163 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. WELCOME TO YOUR DREAM HOME, RESTING ON A PREMIUM 1.15 ACRE LOT AND BOASTING 4 TRUE BEDROOMS, 2 FULL BATHS, 2 CAR GARAGE, HURRICANE IMPACT SHUTTERS THROUGHOUT AND THIS BEAUTY IS IN A SUPERB LOCATION! NEW ROOF TO BE INSTALLED SOON AS WELL AS A KITCHEN CABINETS FACEFIT. A SPECTACULAR RESIDENCE NESTLED IN THE HEART OF NORTHWEST PALM BEACH PERFECT FOR ENTERTAINING AND DAILY LIVING ** STEP INSIDE TO DISCOVER A SPACIOUS LIVING ROOM ADORNED WITH NATURAL LIGHT, SEAMLESSLY FLOWING INTO AN ELEGANT DINING AREA AND A LARGE SPACIOUS KITCHEN WITH AMPLE CABINET SPACE **. THE MASTER SUITE OFFERS A PRIVATE RETREAT WITH A WALK - IN CLOSET AND A BEAUTIFULLY APPOINTED ENSUITE BATHROOM, WHILE 3 ADDITIONAL BEDROOMS ARE PERFECT FOR FAMILY, GUESTS, OR A HOME OFFICE **. OUTSIDE, THE EXPANSIVE BACKYARD IS A TRUE SANCTUARY, COMPLETE WITH A SCREENED-IN COVERED PATIO, PERFECT SETTING FOR OUTDOOR GATHERINGS, BARBCUES, OR SIMPLY ENJOYING THE SERENE SURROUNDINGS. THE PROFESSIONALLY MATURE LANDSCAPED YARD ADDS A TOUCH OF PARADISE, ALL WITHIN A SHORT DISTANCE TO NEARBY PARKS AND SHOPPING *** SITUATED IN A FRIENDLY COMMUNITY WITH TOP- RATED SCHOOLS AND EASY ACCESS TO MAJOR HIGHWAYS, THIS HOME IS NOT JUST A PLACE TO LIVE, BUT A LIFESTYLE TO EMBRACE. GET YOUR CHANCE TO OWN THIS TRUE GEM IN NORTHWEST PALM BEACH!!! SCHEDULE A SHOWING TODAY !!! NO HOA ***. BRING THE BOATS, TRAILER, RV, TRAILERS AND HORSES *** LARGE VARIETY OF EXOTIC FRUIT TREES - MULTIPLE MANGO VARIETY, BANANA, COCONUT CASHEW, SAPODILLA, SOURSOP, SUGAR APPLE ***. LOTS OF ROOM FOR POOL , GUEST HOUSE, WORKSHOP ***

The essentials

Built
1993
Price / sqft
$370
On market
163 days
Annual tax
$3,597
Flood zone
X · Low risk
Lot
50,094 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
2 car garage
1.15 acres
Lot size
1,946 sqft
Living area

Payment

Est. monthly payment
$4,415/mo
Down payment (20%)
$144,000
Property taxes
$300/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
50,094 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
-
Days on Market
163
Cathedral Ceiling(s)
Ceiling Fans(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Garden
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,597
Parcel #
00-41-42-22-00-000-3700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreage & Unrec
County
Palm Beach
MLS Area
33412 - West Palm Beach
Lot Size
50,094 sqft

Price history

Date
Event
Price
5/1/2026
Listed for sale
Source: Stellar MLS #TB8502860
$720,000
$370/sqft

Neighborhood

12821 86th Rd N
West Palm Beach, FL, 33412 · 33412 - West Palm Beach

Market insights

Offer Insights

Choose an offer strength

List price: $720,000
$710,000 – $720,000
98.7% – 100% of listTops out right at the list price
80% of listList price
20 of the last 39 home closings in Palm Beach County landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 163.

Sample: 39 closed home sales in Palm Beach County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,415/mo
Principal & interest$3,755
Property taxes$300
Insurance$360
Down payment20% · $144,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$720,000

$370 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,946 sq ft

Time on market

163 days

Year built

1993

Monthly payment

About $4,415/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,597 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDREAM LIVING CFL LLCListing agent: Nordene DixonListing data from Stellar MLS, MLS# TB8502860.

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