5640 Ferguson CT #2208, photo 1
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Overview

2 bd2 ba1,056 sqftCondominium
TypeCondominium
Condo dues$596/mo
Built1982
Lot1,212 sqft
Living area1,056 sqft
Price / sqft$109

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)BalconyBuyer Approval RequiredDeed Restrictions

5640 Ferguson CT #2208 is a 1982-built home in River Villas Condo Ph 02, New Port Richey. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,056 square feet of living space. Listed at $115,000 (about $109/sqft), 148 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $596 monthly.

From the listing

Nestled on the Cotee River with Direct Access to the Gulf, this 2nd Floor, 2BR 2BA WATERFRONT condo creates a quiet retreat to wake up to gorgeous water views to enjoy your morning, afternoon or evening refreshment! This charming condo has an open floor plan with tile flooring throughout, a split bedroom layout for privacy and sliding doors from the living room and primary bedroom open onto a spacious screened balcony, perfect for relaxing and watching the dolphins! The primary bedroom is generously sized and features a walk-in closet, an ensuite bath and another spectacular view of the river from the window. The kitchen has decorative tiled countertops and there’s a convenient laundry closet in the hallway. Enjoy the convenience of an assigned carport outside your unit! River Mist is a well managed community with a clubhouse, exercise room, waterfront pool, grilling areas and elevators and has been in the process of enhancing its appeal with a new roof in 2025, fresh exterior paint, a resurfaced pool and screened balconies have been renovated! There are no age restrictions and the community is pet friendly allowing 1 small pet up to 25 lbs. Minimum 4 month lease terms are permitted after 2 years of ownership and there is a 20% rental cap. Located minutes from the vibrant heart of Downtown New Port Richey where you can ride your golf cart and explore the many quaint retail stores, indulge in diverse dining experiences, enjoy live music, visit Sims Park, launch your boat or savor the exciting cultural and art events. Don’t miss the chance to own this rare find in a relaxing atmosphere on the Cotee River while still being close to all the conveniences of nearby downtown New Port Richey.

The essentials

Built
1982
Price / sqft
$109
On market
148 days
Annual tax
$872
Condo dues
$596/mo
Flood zone
AE
Lot
1,212 sqft
Type
Condominium

At a glance

Condo
Built 1982
Waterfront
River Front
Community pool
Fitness center too
Private balcony
Outdoor space
1,056 sqft
Living area

Payment

Est. monthly payment
$1,326/mo
Down payment (20%)
$23,000
Property taxes
$73/mo
Condo dues
$596/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1982
Lot
1,212 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
River Front
Days on Market
148
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Balcony
Buyer Approval Required
Deed Restrictions
Fitness Center
Golf Carts OK
Pool
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Cotee River Elementary-PO
Middle
Gulf Middle-PO
High
Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$872
Parcel #
08-26-16-034B-00002-2080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Villas Condo Ph 02
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
1,212 sqft
Condo dues
$596/mo
Kyle Prichard

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8504325
$115,000-4.1%
$109/sqft
-
Price change
Source: Stellar MLS #TB8504325
$119,900-7.7%
$114/sqft
5/18/2026
Listed for sale
Source: Stellar MLS #TB8504325
$129,900
$123/sqft

Neighborhood

5640 Ferguson CT #2208
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $115,000
$108,000 – $115,000
94% – 100% of listTops out right at the list price
80% of listList price
31 of the last 61 condo closings in 34652 landed at this number or higher (51%). The median one sat 59 days before it went under contract, and this one is on day 148 after a $14,900 cut.

Sample: 61 closed condo sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,326/mo
Principal & interest$600
Property taxes$73
Insurance$58
HOA$596
Down payment20% · $23,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$115,000

$109 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,056 sq ft

Time on market

148 days

Year built

1982

Monthly payment

About $1,326/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $872 annual tax bill, insurance, and $596/mo in condo dues.

Condo dues

$596/mo

Managed by Kyle Prichard.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Rose BrownListing data from Stellar MLS, MLS# TB8504325.

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