1304 Ortega St, photo 1
Active
1 / 45

Overview

4 bd3 ba2,152 sqft2 car garageSingle Family
TypeSingle Family
HOA$30/mo
Built1985
Lot10,019 sqft
Living area2,152 sqft
Price / sqft$221
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimarybedroom UpstairsSolid Surface CountersSolid Wood Cabinets

1304 Ortega St is a 1985-built home in Sunrise Estates Unit 1, Winter Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,152 square feet of living space. Listed at $474,900 (about $221/sqft), 162 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 monthly.

From the listing

New roof 2023, AC 2020, water heater 2023, whole-home water softener 2024. Non-flood zone. No rental restrictions. HOA only $30/month. The expensive questions are already answered on this Winter Springs home. Major systems have been replaced, the 4-point inspection is straightforward, and insurance-friendly construction (block and stucco, slab foundation, shingle roof 2023) keeps ownership costs predictable. 4 bedrooms, 2.5 baths, 2,152 SqFt of living area on a 10,019 SqFt lot in Sunrise Estates, a short walk to Rainbow Elementary and minutes from Tuskawilla Road, Winter Springs Town Center, Oviedo, and the 417 for an easy commute to Orlando, UCF, and Lake Mary. The three-level split layout gives you the separation most homes in this price range can't have. The main level holds the formal living and dining rooms and a 11x18 eat-in kitchen with pantry, storage closet, solid wood cabinets, and solid surface counters. One level down is a 21x18 family room with a stone wood-burning fireplace and French doors to the lanai. Upstairs, all four bedrooms: a 15x17 primary suite with walk-in closet and ceiling fan, plus three additional bedrooms with built-in closets. Cathedral and vaulted ceilings, ceramic tile throughout, updated bathrooms, freshly painted interior, and an indoor laundry room. Alkaline water filtration at the kitchen sink. Outside is where this home stands apart. A 21x14 covered and screened lanai with ceiling fan and gas fire pit opens to a fully fenced backyard with a second natural fire pit, play area, dog run, garden space, storage shed, and an irrigation system on a private sprinkler well, so the lawn stays green without a water bill. Two-car garage with opener plus open driveway parking. Community amenities include playground and tennis courts. Zoning PUD. Public water and sewer. Schedule your showing today! Seller may consider buyer closing-cost assistance with an acceptable offer.

The essentials

Built
1985
Price / sqft
$221
On market
162 days
Annual tax
$5,238
HOA
$30/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
2 car garage
Driveway
10,019 sqft lot
Lot size
2,152 sqft
Living area

Payment

Est. monthly payment
$3,181/mo
Down payment (20%)
$94,980
Property taxes
$436/mo
HOA
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Open
Days on Market
162
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Dog Run
Fire Pit
Garden
Playground
Sidewalk
Storage
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Rainbow Elementary
Middle
Indian Trails Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,238
Parcel #
18-21-31-505-0000-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunrise Estates Unit 1
County
Seminole
MLS Area
32708 - Casselberrry/Winter Springs / Tuscawilla
Lot Size
10,019 sqft
HOA
$30/mo
Suzanne Whetstone

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #TB8504998
$474,900-0.9%
$221/sqft
-
Price change
Source: Stellar MLS #TB8504998
$479,000-11.3%
$223/sqft
5/4/2026
Listed for sale
Source: Stellar MLS #TB8504998
$539,900
$251/sqft

Neighborhood

1304 Ortega St
Winter Springs, FL, 32708 · 32708 - Casselberrry/Winter Springs / Tuscawilla

Market insights

Offer Insights

Choose an offer strength

List price: $474,900
$472,500 – $474,900
99.4% – 100% of listTops out right at the list price
80% of listList price
98 of the last 195 home closings in 32708 landed at this number or higher (50%). The median one sat 20 days before it went under contract, and this one is on day 162 after a $65,000 cut.

Sample: 195 closed home sales in 32708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,181/mo
Principal & interest$2,477
Property taxes$436
Insurance$237
HOA$30
Down payment20% · $94,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,900

$221 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,152 sq ft

Time on market

162 days

Year built

1985

Monthly payment

About $3,181/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,238 annual tax bill, insurance, and the $30/mo HOA fee.

HOA fee

$30/mo

Managed by Suzanne Whetstone.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOME PRIME REALTY LLCListing agent: Fara Ramirez LabradaListing data from Stellar MLS, MLS# TB8504998.

Keep exploring Florida

Pick up where you left off, or see what else is out there.