10902 Citron Oaks Dr, photo 1
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Overview

7 bd6 ba4,544 sqft3 car garageSingle Family
TypeSingle Family
HOA$392/mo
Built2017
Lot12,371 sqft
Living area4,544 sqft
Price / sqft$308
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)

10902 Citron Oaks Dr is a 2017-built home in Ruby Lake Ph 1, Orlando. Inside you'll find 7 bedrooms, 6 bathrooms, and 4,544 square feet of living space. Listed at $1,398,000 (about $308/sqft), 141 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $392 monthly.

From the listing

One or more photo(s) has been virtually staged. HUGE INCENTIVE: Seller offering up to $30,000 in closing costs when buyer uses a preferred lender. Welcome to resort-style living at its finest in the heart of Dr. Phillips! This spectacular 7-bedroom, bonus office, 5.5-bathroom corner-lot estate in the exclusive gated community of Ruby Lake delivers the ultimate Florida luxury lifestyle — fully furnished and move-in ready, with rare builder upgrades you won’t find anywhere else in the community. Step outside to your private backyard oasis — a heated pool and spa with a cascading waterfall, a swim-up wet bar, and a built-in granite table, all overlooked by a covered patio lounge. The oversized corner lot also offers a 3-car garage and sits in Flood Zone X, meaning no flood insurance is required. The home is offered fully furnished with high-end, collector-quality furniture, with the option to purchase the furnishings separately — simply bring your suitcase and start living the Ruby Lake lifestyle from day one. Just beyond your door, enjoy Disney’s nightly fireworks from the community pool or Ruby Lake’s exclusive lakeside pier. Minutes to Walt Disney World, Disney Springs, Universal Studios, I-4, and Orlando Premium Outlets. Buyer incentive: Seller is offering a closing cost credit when using one of our preferred lenders, subject to approval. Refined. Fully furnished. Loaded with rare upgrades. All that’s missing is you!

The essentials

Built
2017
Price / sqft
$308
On market
149 days
Annual tax
$17,638
HOA
$392/mo
Flood zone
X · Low risk
Lot
12,371 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Private pool
Heated
3 car garage
0.28 acres
Lot size
4,544 sqft
Living area

Payment

Est. monthly payment
$9,852/mo
Down payment (20%)
$279,600
Property taxes
$1,470/mo
HOA
$392/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
12,371 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, In Ground, Screen Enclosure
Days on Market
149
Built-in Features
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Private Entrance
Private Mailbox
Private Yard
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Playground
Pool
Sidewalks
Range
Refrigerator
Elementary
Sand Lake Elem
Middle
Southwest Middle
High
Dr. Phillips High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$17,638
Parcel #
15-24-28-7776-00-170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ruby Lake Ph 1
County
Orange
MLS Area
32836 - Orlando/Dr. Phillips/Bay Vista
Lot Size
12,371 sqft
Corner LotLandscapedLevelOversized LotPrivate
HOA
$392/mo
Beacon Community Management

Price history

Date
Event
Price
8/17/2026
Price change
Source: Stellar MLS #TB8507076
$1,398,000-0.1%
$308/sqft
-
Price change
Source: Stellar MLS #TB8507076
$1,399,000-3.5%
$308/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #TB8507076
$1,450,000
$319/sqft

Neighborhood

10902 Citron Oaks Dr
Orlando, FL, 32836 · 32836 - Orlando/Dr. Phillips/Bay Vista

Market insights

Offer Insights

Choose an offer strength

List price: $1,398,000
$1.37M – $1.40M
98.1% – 100% of listTops out right at the list price
80% of listList price
63 of the last 125 home closings in 32836 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 149 after a $52,000 cut.

Sample: 125 closed home sales in 32836 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,852/mo
Principal & interest$7,291
Property taxes$1,470
Insurance$699
HOA$392
Down payment20% · $279,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,398,000

$308 per sq ft

Beds and baths

7 beds, 6 baths

Size

4,544 sq ft

Time on market

149 days

Year built

2017

Monthly payment

About $9,852/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,638 annual tax bill, insurance, and the $392/mo HOA fee.

HOA fee

$392/mo

Managed by Beacon Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: PAULA TITOListing data from Stellar MLS, MLS# TB8507076.

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