6643 Trail Ridge Dr #00, photo 1
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Overview

2 bd2 ba1,209 sqftCondominium
TypeCondominium
HOA$750/mo
Built1986
Lot4,981 sqft
Living area1,209 sqft
Price / sqft$141

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatLightingPlaygroundSidewalkClubhouseDeed RestrictionsPark

6643 Trail Ridge Dr #00 is a 1986-built home in Bluffs Christina 01, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,209 square feet of living space. Listed at $169,990 (about $141/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 monthly.

From the listing

Located in the desirable Bluffs of Christina community, offers an excellent opportunity for low-maintenance, carefree living in a well-established South Lakeland neighborhood. This property is ideal for buyers seeking a maintenance-free lifestyle, with community services that typically include exterior upkeep, lawn care, and common area maintenance—allowing residents to focus on enjoying their home rather than managing it. The Bluffs of Christina is known for its quiet, residential setting with mature landscaping, tree-lined streets, and a strong sense of community. Conveniently situated near shopping, dining, medical facilities, and major roadways, the location provides easy access to everything Lakeland has to offer while maintaining a peaceful, tucked-away feel. Whether for a primary residence or seasonal use, this home presents a practical and attractive option for buyers looking to simplify their living experience without sacrificing location or community appeal.

The essentials

Built
1986
Price / sqft
$141
On market
157 days
Annual tax
$2,444
HOA
$750/mo
Flood zone
X · Low risk
Lot
4,981 sqft
Type
Condominium

At a glance

Condo
Built 1986
Community pool
Shared amenity
1,209 sqft
Living area

Payment

Est. monthly payment
$1,926/mo
Down payment (20%)
$33,998
Property taxes
$204/mo
HOA
$750/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1986
Lot
4,981 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
157
Ceiling Fans(s)
Thermostat
Lighting
Playground
Sidewalk
Clubhouse
Deed Restrictions
Park
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Electric Water Heater
Microwave
Range
Elementary
Scott Lake Elem
Middle
Southwest Middle School
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,444
Parcel #
23-29-24-141840-0110100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bluffs Christina 01
County
Polk
MLS Area
33813 - Lakeland
Lot Size
4,981 sqft
HOA
$750/mo
Condominium Asso? Madalynne Walsh

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #TB8507290
$169,990-5.6%
$141/sqft
5/11/2026
Listed for sale
Source: Stellar MLS #TB8507290
$179,990
$149/sqft

Neighborhood

6643 Trail Ridge Dr #00
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $169,990
$169,990
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 15 condo closings in Polk County landed at this number or higher (53%). The median one sat 18 days before it went under contract, and this one is on day 157 after a $10,000 cut.

Sample: 15 closed condo sales in Polk County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,925/mo
Principal & interest$887
Property taxes$204
Insurance$85
HOA$750
Down payment20% · $33,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,990

$141 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,209 sq ft

Time on market

157 days

Year built

1986

Monthly payment

About $1,926/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,444 annual tax bill, insurance, and the $750/mo HOA fee.

HOA fee

$750/mo

Managed by Condominium Asso? Madalynne Walsh.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBULLS REALTY LLCListing agent: Jon SpinksListing data from Stellar MLS, MLS# TB8507290.

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