704 Moray Dr, photo 1
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Overview

2 bd2 ba1,198 sqft1 car garageVilla
TypeVilla
HOA$291/mo
Built1991
Lot7,156 sqft
Living area1,198 sqft
Price / sqft$167
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Walk-in Closet(s)

704 Moray Dr is a 1991-built home in Windermere Ph 01, Inverness. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,198 square feet of living space. Listed at $199,500 (about $167/sqft), 152 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $291 monthly.

From the listing

Virtually Staged. Beautiful end unit Windermere Villa move in ready, with a light filled unit due to it being an end unit. The Spacious Kitchen offers abundant cabinetry, and cozy breakfast nook, with a breakfast bar perfect for casual dining or entertaining guests. The open layout connects the dining area with the living area enhancing the homes comfortable flow. Both guest and primary bedrooms are generously sized providing plenty of room. Enjoy a peaceful mornings in the bright sunroom, ideal for coffee or reading a good book. You also have a nice size private patio out back with a fence. The low 291 HOA fee covers cable/wifi, community pool, ground maintenance, irrigation, boat/RV storage and lake access-nothing like water access. Located in the heart of Inverness, this home is just minutes from Withlacoochee State Trail, easy access to walk or bike to downtown events like weekend markets, car shows, art festivals, and live concerts. You will be close to dining, shopping, and medical facilities, this villa is the perfect Florida retreat.

The essentials

Built
1991
Price / sqft
$167
On market
152 days
Annual tax
$740
HOA
$291/mo
Flood zone
X · Low risk
Lot
7,156 sqft
Type
Villa

At a glance

Villa
Built 1991
Community pool
Shared amenity
1 car garage
Garage Door Opener
7,156 sqft lot
Lot size
1,198 sqft
Living area

Payment

Est. monthly payment
$1,492/mo
Down payment (20%)
$39,900
Property taxes
$62/mo
HOA
$291/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1991
Lot
7,156 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener, Golf Cart Garage, Guest, Parking Pad
Days on Market
152
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Clubhouse
Deed Restrictions
Pool
Cooktop
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$740
Parcel #
20E-19S-07-0070-000H0-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windermere Ph 01
County
Citrus
MLS Area
34453 - Inverness
Lot Size
7,156 sqft
Corner LotCul-De-SacLandscapedSidewalkPaved
HOA
$291/mo
Windermere HOA

Price history

Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #TB8507691
$199,500-0.2%
$167/sqft
-
Price change
Source: Stellar MLS #TB8507691
$199,999-7.0%
$167/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #TB8507691
$215,000
$179/sqft

Neighborhood

704 Moray Dr
Inverness, FL, 34453 · 34453 - Inverness

Calculator

Est. monthly payment
$1,493/mo
Principal & interest$1,040
Property taxes$62
Insurance$100
HOA$291
Down payment20% · $39,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,500

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,198 sq ft

Time on market

152 days

Year built

1991

Monthly payment

About $1,492/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $740 annual tax bill, insurance, and the $291/mo HOA fee.

HOA fee

$291/mo

Managed by Windermere HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered bySAND KEY REALTYListing agent: Brent SykesListing data from Stellar MLS, MLS# TB8507691.

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