5654 12th St, photo 1
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Overview

3 bd1 ba1,120 sqftSingle Family
TypeSingle Family
HOANone listed
Built1939
Lot8,400 sqft
Living area1,120 sqft
Price / sqft$202

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Rain GuttersElectric Water HeaterRangeRefrigerator

5654 12th St is a 1939-built home in City Zephyrhills, Zephyrhills. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,120 square feet of living space. Listed at $225,900 (about $202/sqft), 149 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Don't "settle" for a mass produced, cookie cutter, unstylish home that is just like your neighbor's home. Pounce on this opportunity to live in a stylish, updated home with unique character conveniently located near shopping, schools, and restaurants. This classic bungalow offers an updated roof, updated AC system, updated kitchen appliances, updated electrical system, and an updated water heater. The bathroom has been completely renovated with a new vanity, lighting fixtures, and a new tile shower. The interior flooring has been updated with vinyl plank flooring for ease of cleaning. Affordably priced and eligible for no down payment USDA loan financing.

The essentials

Built
1939
Price / sqft
$202
On market
149 days
Annual tax
$2,457
Flood zone
X · Low risk
Lot
8,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 1939
8,400 sqft lot
Lot size
1,120 sqft
Living area

Payment

Est. monthly payment
$1,496/mo
Down payment (20%)
$45,180
Property taxes
$205/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1939
Lot
8,400 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
149
Ceiling Fans(s)
Rain Gutters
Electric Water Heater
Range
Refrigerator
Elementary
Woodland Elementary-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,457
Parcel #
21-26-11-001.0-084.00-017.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
City Zephyrhills
County
Pasco
MLS Area
33542 - Zephyrhills
Lot Size
8,400 sqft
City LimitsSidewalkPaved

Price history

Date
Event
Price
8/12/2026
Price change
Source: Stellar MLS #TB8508798
$225,900-1.7%
$202/sqft
-
Price change
Source: Stellar MLS #TB8508798
$229,900-2.2%
$205/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #TB8508798
$235,000+85.8%
$210/sqft
5/24/2024
Sold
Source: Pasco County Public Record
$126,500
$113/sqft

Neighborhood

5654 12th St
Zephyrhills, FL, 33542 · 33542 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $225,900
$220,000 – $225,900
97.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 149 home closings in 33542 landed at this number or higher (50%). The median one sat 45 days before it went under contract, and this one is on day 149 after a $9,100 cut.

Sample: 149 closed home sales in 33542 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,496/mo
Principal & interest$1,178
Property taxes$205
Insurance$113
Down payment20% · $45,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,900

$202 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,120 sq ft

Time on market

149 days

Year built

1939

Monthly payment

About $1,496/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,457 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS RLTY NEW TAMPAListing agent: Bobby WelbournListing data from Stellar MLS, MLS# TB8508798.

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