

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- STAR FARMS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$260/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
18520 Withers Pl is a 2026-built home in Star Farms, Bradenton. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,024 square feet of living space. Listed at $969,900 (about $321/sqft), 145 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 monthly.
Under Construction. The two-story front porch welcomes you into the entryway. A secluded guest suite with a full bathroom and a large walk-in closet is off the main entrance. French doors lead into the home office that offers plenty of natural light. The kitchen features a 5-burner gas cooktop, a large island with built-in seating space, and a corner walk-in pantry. The dining area is embraced by a corner of windows and allows access to the extended covered backyard lanai. The family room boasts tall ceilings and sliding glass doors. The primary bedroom has three large windows and a tray ceiling. Double doors lead to the bathroom, which has dual vanities, a freestanding tub, a glass-enclosed shower, and an oversized walk-in closet. Upstairs you are greeted by the game room, which is surrounded by windows on two sides. Two secondary bedrooms, each with walk-in closets and a shared bathroom, complete the second level. The home offers ample storage throughout. The laundry room is located off the three-car garage that opens into the drop zone area.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 415 closed home sales in 34211 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$969,900
$321 per sq ft
Beds and baths
4 beds, 4 baths
Size
3,024 sq ft
Time on market
145 days
Year built
2026
Monthly payment
About $7,122/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,825 annual tax bill, insurance, and the $260/mo HOA fee.
HOA fee
$260/mo
Managed by Jason Golden.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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