970 Virginia St #107, photo 1
Active
1 / 16

Overview

2 bd1 ba965 sqftCondominium
TypeCondominium
HOANone listed
Built1978
Living area965 sqft
Price / sqft$143

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboSolid Surface CountersBalconyLightingOutdoor GrillSidewalkBuyer Approval RequiredClubhouse

970 Virginia St #107 is a 1978-built home in Heather Lake Apts Condo, Dunedin. Inside you'll find 2 bedrooms, 1 bathrooms, and 965 square feet of living space. Listed at $138,000 (about $143/sqft), 142 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Check out this one! Two bedroom, one bath, ground floor condo in sought after Heather Lake Condos. Close to the vibrant downtown area, new pickleball courts at the city complex, major airports just minutes away, the Pinellas Trail, spring training homes of the Toronto BlueJays, Philadelphia Phillies and New York Yankees, major professional sports. Unit features newer luxury vinyl plank flooring, stone counter in the bathroom.

The essentials

Built
1978
Price / sqft
$143
On market
142 days
Annual tax
$2,243
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1978
Community pool
Shared amenity
Private balcony
Outdoor space
965 sqft
Living area

Payment

Est. monthly payment
$976/mo
Down payment (20%)
$27,600
Property taxes
$187/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1978
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
142
Living Room/Dining Room Combo
Solid Surface Counters
Balcony
Lighting
Outdoor Grill
Sidewalk
Buyer Approval Required
Clubhouse
Pool
Sidewalks
Disposal
Exhaust Fan
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,243
Parcel #
26-28-15-38029-000-1070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heather Lake Apts Condo
County
Pinellas
MLS Area
34698 - Dunedin

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8511713
$138,000-4.8%
$143/sqft
5/22/2026
Listed for sale
Source: Stellar MLS #TB8511713
$145,000
$150/sqft

Neighborhood

970 Virginia St #107
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $138,000
$134,000 – $138,000
96.8% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 condo closings in 34698 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 142 after a $7,000 cut.

Sample: 84 closed condo sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$976/mo
Principal & interest$720
Property taxes$187
Insurance$69
Down payment20% · $27,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$138,000

$143 per sq ft

Beds and baths

2 beds, 1 baths

Size

965 sq ft

Time on market

142 days

Year built

1978

Monthly payment

About $976/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,243 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY PORTFOLIO COLLECTIONListing agent: Greg AnnekenListing data from Stellar MLS, MLS# TB8511713.

Keep exploring Florida

Pick up where you left off, or see what else is out there.