509 W Bay St #305, photo 1
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Overview

2 bd2 ba1,839 sqft2 car garageCondominium
TypeCondominium
Condo dues$1,450/mo
Built2006
Lot2 sqft
Living area1,839 sqft
Price / sqft$598
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboWalk-in Closet(s)BalconyCourtyardSidewalk

509 W Bay St #305 is a 2006-built home in Christiansted A Condo, Tampa. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,839 square feet of living space. Listed at $1,100,000 (about $598/sqft), 138 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,450 monthly.

From the listing

Virtually Staged. The Christiansted is a boutique condominium that is convenient, private, and serene. Bayshore views from the living room and primary bedroom and balcony are inviting. This unit is on the third floor and provides a wonderful view of the bayshore and outside world. There are two spacious bedrooms plus a third potential bedroom which although it does not have a closet has served as a child's bedroom for the current owner. It provides ample space and a closet could be added. The kitchen is open and spacious and features stainless appliances and quartz countertops. The laundry room is conveniently located off the kitchen. The HVAC unit and hot water heater are both newer. The association is responsible for the roof. There are two storage units, one in the garage adjacent to the two reserved parking spaces and one on the fourth floor. This location is so convenient to downtown and Water Street and a short drive to Hyde Park Village. There are only 22 units in the building. and residents love the uniqueness of both location and convenience.

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The essentials

Built
2006
Price / sqft
$598
On market
138 days
Annual tax
$4,738
Condo dues
$1,450/mo
Flood zone
AE
Lot
2 sqft
Type
Condominium

At a glance

Condo
4 stories · 2006
Water views
Water
2 car garage
Basement
Private balcony
Outdoor space
1,839 sqft
Living area

Payment

Est. monthly payment
$8,132/mo
Down payment (20%)
$220,000
Property taxes
$395/mo
Condo dues
$1,450/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
2 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Basement
Days on Market
138
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Walk-in Closet(s)
Balcony
Courtyard
Sidewalk
Dog Park
Gated Community - No Guard
Sidewalks
Convection Oven
Cooktop
Dishwasher
Microwave
Refrigerator
Washer
Elementary
Gorrie-HB
Middle
Wilson-HB
High
Plant-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,738
Parcel #
A-24-29-18-92Q-000000-00305.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Christiansted A Condo
County
Hillsborough
MLS Area
33606 - Tampa / Davis Island/University of Tampa
Lot Size
2 sqft
City LimitsSidewalk
Condo dues
$1,450/mo
Amanda Smith

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #TB8512145
$1,100,000-6.4%
$598/sqft
5/27/2026
Listed for sale
Source: Stellar MLS #TB8512145
$1,175,000+370.0%
$639/sqft
12/20/2010
Sold
Source: Hillsborough County Public Record
$250,000
$136/sqft

Neighborhood

509 W Bay St #305
Tampa, FL, 33606 · 33606 - Tampa / Davis Island/University of Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.09M – $1.10M
99.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 54 condo closings in 33606 landed at this number or higher (61%). The median one sat 28 days before it went under contract, and this one is on day 138 after a $75,000 cut.

Sample: 54 closed condo sales in 33606 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,132/mo
Principal & interest$5,737
Property taxes$395
Insurance$550
HOA$1,450
Down payment20% · $220,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$598 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,839 sq ft

Time on market

138 days

Year built

2006

Monthly payment

About $8,132/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,738 annual tax bill, insurance, and $1,450/mo in condo dues.

Condo dues

$1,450/mo

Managed by Amanda Smith.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Sean Murphy, PAListing data from Stellar MLS, MLS# TB8512145.

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