1000 Cove Cay Dr #4D, photo 1
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Overview

2 bd2 ba960 sqftCondominium
TypeCondominium
HOANone listed
Built1991
Living area960 sqft
Price / sqft$218

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingElevatorLiving Room/Dining Room ComboSolid Wood CabinetsWindow TreatmentsBalcony

1000 Cove Cay Dr #4D is a 1991-built home in Cove Cay Village III, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $209,500 (about $218/sqft), 164 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Move-in ready and sold furnished, this beautifully updated 2BR/2BA condo offers effortless waterfront living in a vibrant all-ages community of Cove Cay with 24/7 guarded security. This Unit is located in the desirable Village III. Enjoy serene views of the pool, marina, restaurant, and bay from the oversized screened balcony with access from both the living room and primary suite. Tastefully renovated, the interior features a redesigned kitchen with granite countertops, dark wood cabinetry, glass backsplash, stainless appliances, crown molding, and wood flooring throughout the main living areas and bedrooms. Both bathrooms have been fully updated with granite counters, stylish vanities, glass-enclosed tile showers, and designer finishes. The primary bedroom includes two closets, plus washer and dryer are included. Enjoy maintenance-free living with an all-inclusive HOA covering internet, cable, water, sewer, trash, exterior maintenance, and building insurance. Community amenities include a renovated pool, spa, clubhouse with full kitchen, marina access with boat and kayak rentals, and a newer building roof already completed. Note: The Cove Cay Golf Course and Marina are open to the public. Contact each directly for current rates. Schedule your showing today!

The essentials

Built
1991
Price / sqft
$218
On market
164 days
Annual tax
$708
Flood zone
AE
Type
Condominium

At a glance

Condo
7 stories · 1991
Water views
Pool
Community pool
Shared amenity
Private balcony
Outdoor space
960 sqft
Living area

Payment

Est. monthly payment
$1,257/mo
Down payment (20%)
$41,900
Property taxes
$59/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1991
Lot
-
Cooling
Central Air
Heating
Central
Parking
Ground Level
Days on Market
164
Built-in Features
Ceiling Fans(s)
Crown Molding
Elevator
Living Room/Dining Room Combo
Solid Wood Cabinets
Window Treatments
Balcony
Sidewalk
Buyer Approval Required
Clubhouse
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Wheelchair Access
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Belcher Elementary-PN
Middle
Oak Grove Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$708
Parcel #
29-29-16-18708-004-0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Cay Village III
County
Pinellas
MLS Area
33760 - Clearwater
Near Golf CourseOn Golf Course

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8512451
$209,500-2.3%
$218/sqft
-
Price change
Source: Stellar MLS #TB8512451
$214,500-0.2%
$223/sqft
4/30/2026
Listed for sale
Source: Stellar MLS #TB8512451
$215,000
$224/sqft

Neighborhood

1000 Cove Cay Dr #4D
Clearwater, FL, 33760 · 33760 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $209,500
$207,500 – $209,500
98.7% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 condo closings in 33760 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 164 after a $5,500 cut.

Sample: 35 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,256/mo
Principal & interest$1,093
Property taxes$59
Insurance$105
Down payment20% · $41,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,500

$218 per sq ft

Beds and baths

2 beds, 2 baths

Size

960 sq ft

Time on market

164 days

Year built

1991

Monthly payment

About $1,257/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $708 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFUTURE HOME REALTY INCListing agent: Claudia WilliamsListing data from Stellar MLS, MLS# TB8512451.

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