831 Symphony Isles Blvd, photo 1
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Overview

3 bd3 ba2,462 sqft2 car garageSingle Family
TypeSingle Family
HOA$530/qtr
Built1991
Lot13,176 sqft
Living area2,462 sqft
Price / sqft$376
Garage2 car

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About this home

Ceiling Fans(s)Coffered Ceiling(s)High CeilingsPrimary Bedroom Main FloorStone CountersWindow TreatmentsRain GuttersSidewalk

831 Symphony Isles Blvd is a 1991-built home in Symphony Isles Unit One, Apollo Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,462 square feet of living space. Listed at $925,000 (about $376/sqft), 138 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $530 quarterly.

From the listing

Tucked along 86 feet of saltwater canal frontage, this beautifully updated two-story single-family home blends waterfront living with everyday comfort. Featuring over 2400 sq. ft. of living space, this 3 bedrooms plus a loft, 2 full baths, 1 half bath, and a 2-car garage with additional storage area home offers both flexibility and function. The first-floor primary bedroom provides convenience and privacy with ensuite bathroom including custom double vanities, custom linen closet, freestanding soaking tub, separate shower and double closets with organizer systems. The designer kitchen showcases functionality and style with white cabinetry, stainless steel appliances and black matte granite countertops. Added bonus is the seller is offering a home warranty. Soaring ceilings, plantation shutters, and abundant natural light create an airy coastal feel throughout. The outdoor space is designed for entertaining with a private pool, expansive deck, dock, and boat lift overlooking a fantastic water view. Lush tropical landscaping enhances the private retreat atmosphere. Located in the exclusive gated waterfront community of Symphony Isles with 24-hour security, residents enjoy access to a private beach, boat launch, clubhouse, community pool, sand volleyball court, gazebo, picnic areas, and grilling stations. Coastal living with resort-style amenities awaits.

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The essentials

Built
1991
Price / sqft
$376
On market
138 days
Annual tax
$6,913
HOA
$530/qtr
Flood zone
AE
Lot
13,176 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Waterfront
Canal - Saltwater
Private pool
Deck
2 car garage
Oversized
0.30 acres
Lot size

Payment

Est. monthly payment
$6,040/mo
Down payment (20%)
$185,000
Property taxes
$576/mo
HOA
$530/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
13,176 sqft
Cooling
Central Air
Heating
Central
Parking
Oversized
Pool
Deck, Gunite, Salt Water
Waterfront
Canal - Saltwater
Days on Market
138
Ceiling Fans(s)
Coffered Ceiling(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - Guard
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,913
Parcel #
U-20-31-19-1T6-000002-00002.4

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Symphony Isles Unit One
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
13,176 sqft
Flood Insurance RequiredFloodZoneIn CountyLandscapedLevelSidewalkPaved
HOA
$530/qtr
Symphony Isles

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #TB8512623
$925,000-2.6%
$376/sqft
-
Price change
Source: Stellar MLS #TB8512623
$950,000-13.6%
$386/sqft
5/27/2026
Listed for sale
Source: Stellar MLS #TB8512623
$1,100,000+300.0%
$447/sqft
2/1/2001
Sold
Source: Hillsborough County Public Record
$275,000
$112/sqft

Neighborhood

831 Symphony Isles Blvd
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $925,000
$915,000 – $925,000
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 138 after a $175,000 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,040/mo
Principal & interest$4,824
Property taxes$576
Insurance$463
HOA$177
Down payment20% · $185,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$925,000

$376 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,462 sq ft

Time on market

138 days

Year built

1991

Monthly payment

About $6,040/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,913 annual tax bill, insurance, and the $530/qtr HOA fee.

HOA fee

$530/qtr

Managed by Symphony Isles.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCENTURY 21 BEGGINS ENTERPRISESListing agent: Jeanne GleasonListing data from Stellar MLS, MLS# TB8512623.

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