Active

3906 Spence Ave, Tampa, FL, 33614

$210/sqft·16f | Sunray Gardens

4 bd3 ba2,288 sqftSingle Family
Listed by AVENUE HOMES LLC· Last updated · MLS# TB8513416

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,056/mo
Down payment (20%)
$95,980
Property taxes
$314/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1961
5,662 sqft lot
Lot size
2,288 sqft
Living area

About this home

Living Room/Dining Room ComboSolid Wood CabinetsThermostatWalk-in Closet(s)Rain GuttersCooktopDryerElectric Water Heater

3906 Spence Ave is a 1961-built home in 16f | Sunray Gardens, Tampa. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,288 square feet of living space. Listed at $479,900 (about $210/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

What if your house paid your mortgage? - Welcome, investors and first-time buyers: The tenant currently operates an Assisted Living Facility for individuals with special needs; consequently, the property already meets the requirements and holds the permits necessary to run a Group Home business. New electrical panel 2026, Roof 2021, A/C 2014, Waterheater 2020. Notice the house is set up to accommodate this type of operation. The tenant requires 30 days' notice to vacate. Discover this potential 4-bedroom, 3-bathroom home where space and location are everything. Open floor plan connecting the living, dining, and kitchen areas, perfect for gatherings. For first-time buyers, the house needs a few adjustments to suit personal taste, but it offers fantastic spaces to make it the home of your dreams. Notice sale price is based on seller own appraisal however he is aware about unstable market and he is motivated and flexible to a buyer appraisal. Minutes from International Plaza, Raymond James Stadium, and Downtown Tampa. Established area with quick access to top-rated schools and major highways. A property that adapts to your lifestyle. Schedule your showing today!

The essentials

Built
1961
Price / sqft
$210
On market
120 days
Annual tax
$3,762
Flood zone
X · Low risk
Lot
5,662 sqft
Type
Single Family Residence

Location

3906 Spence Ave
Tampa, FL, 33614·33614 - Tampa
Type
Single Family Residence
Year Built
1961
Lot
5,662 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
120
Living Room/Dining Room Combo
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Rain Gutters
Cooktop
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer

Elementary

Crestwood-HB

Middle

Pierce-HB

High

Leto-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,762

Parcel #

U-28-28-18-16F-000002-00008.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

16f | Sunray Gardens

County

Hillsborough

MLS Area

33614 - Tampa

Lot Size

5,662 sqft

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #TB8513416
$479,900-2.0%
$210/sqft
—
Price change
Source: Stellar MLS #TB8513416
$489,900
$214/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #TB8513416
$490,000+145.0%
$214/sqft
8/17/2018
Sold
Source: Hillsborough County Public Record
$200,000
$87/sqft
Est. monthly payment$3,056/mo
Principal & interest$2,503
Property taxes$314
Insurance$240
Down payment20% · $95,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $479,900
$477,500 – $479,900
99.5% – 100% of listTops out right at the list price
80% of listList price
67 of the last 112 home closings in 33614 landed at this number or higher (60%). The median one sat 25 days before it went under contract, and this one is on day 120 after a $10,100 cut.

Sample: 112 closed home sales in 33614 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.