

Overview
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About this home
12970 Spencer St is a 1998-built home in Harvey Heights, Fort Myers. Inside you'll find 3 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $215,000 (about $224/sqft), 124 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Welcome to this charming and well-maintained 3-bedroom, 2-bath home located in a great no HOA community with AIRBNB history just minutes from the area's beautiful beaches. Situated on land you own, this mobile home is classified as real property, offering an excellent opportunity for both homeowners and investors. The spacious open-concept floor plan creates a comfortable and inviting atmosphere, perfect for everyday living and entertaining. The home has been successfully operated as a full-time Airbnb, demonstrating strong income-producing potential for those seeking an investment property. Enjoy a bright living area, functional kitchen, and comfortable bedrooms designed for easy living. While the home is being sold unfurnished, furnishings may be available through separate negotiation. Whether you're looking for a primary residence, vacation getaway, or turnkey investment opportunity near the coast, this property offers exceptional value in a great location. Seller Concessions offered
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 64 closed home sales in Fort Myers over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$215,000
$224 per sq ft
Beds and baths
3 beds, 2 baths
Size
960 sq ft
Time on market
124 days
Year built
1998
Monthly payment
About $1,401/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,064 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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