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Overview

3 bd2 ba960 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1998
Lot4,051 sqft
Living area960 sqft
Price / sqft$224

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorAwning(s)DisposalDryerElectric Water Heater

12970 Spencer St is a 1998-built home in Harvey Heights, Fort Myers. Inside you'll find 3 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $215,000 (about $224/sqft), 124 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to this charming and well-maintained 3-bedroom, 2-bath home located in a great no HOA community with AIRBNB history just minutes from the area's beautiful beaches. Situated on land you own, this mobile home is classified as real property, offering an excellent opportunity for both homeowners and investors. The spacious open-concept floor plan creates a comfortable and inviting atmosphere, perfect for everyday living and entertaining. The home has been successfully operated as a full-time Airbnb, demonstrating strong income-producing potential for those seeking an investment property. Enjoy a bright living area, functional kitchen, and comfortable bedrooms designed for easy living. While the home is being sold unfurnished, furnishings may be available through separate negotiation. Whether you're looking for a primary residence, vacation getaway, or turnkey investment opportunity near the coast, this property offers exceptional value in a great location. Seller Concessions offered

The essentials

Built
1998
Price / sqft
$224
On market
124 days
Annual tax
$2,064
Flood zone
AE
Lot
4,051 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1998
4,051 sqft lot
Lot size
960 sqft
Living area

Payment

Est. monthly payment
$1,401/mo
Down payment (20%)
$43,000
Property taxes
$172/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1998
Lot
4,051 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
124
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Awning(s)
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$2,064
Parcel #
36-45-23-05-0000C.0190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harvey Heights
County
Lee
MLS Area
33908 - Fort Myers
Lot Size
4,051 sqft

Price history

Date
Event
Price
6/8/2026
Listed for sale
Source: Stellar MLS #TB8516156
$215,000
$224/sqft

Neighborhood

12970 Spencer St
Fort Myers, FL, 33908 · 33908 - Fort Myers

Market insights

Offer Insights

Choose an offer strength

List price: $215,000
$215,000
99.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 64 home closings in Fort Myers landed at this number or higher (52%). The median one sat 57 days before it went under contract, and this one is on day 124.

Sample: 64 closed home sales in Fort Myers over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,401/mo
Principal & interest$1,121
Property taxes$172
Insurance$108
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$215,000

$224 per sq ft

Beds and baths

3 beds, 2 baths

Size

960 sq ft

Time on market

124 days

Year built

1998

Monthly payment

About $1,401/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,064 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byAPOGEE REALTY SERVICESListing agent: Mary BoorListing data from Stellar MLS, MLS# TB8516156.

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