3205 Bay Club Cir #3205, photo 1
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Overview

1 bd1 ba964 sqft1 car garageCondominium
TypeCondominium
HOA$652.41/mo
Built1997
Lot4 sqft
Living area964 sqft
Price / sqft$289
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSaunaWalk-in Closet(s)Window TreatmentsLighting

3205 Bay Club Cir #3205 is a 1997-built home in Island Club At Rocky Point A C, Tampa. Inside you'll find 1 bedrooms, 1 bathrooms, and 964 square feet of living space. Listed at $279,000 (about $289/sqft), 130 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $652.41 monthly.

From the listing

Welcome home to beautiful Island Club at Rocky Point, a serene, gated, waterfront community on Old Tampa Bay! This light-filled and spacious, second-story condo with an open and airy feel creating the perfect place to call home. Featuring an oversized garage with secure interior access, providing exceptional convenience, functionality, and easy access to your home. Residents enjoy resort-style waterfront amenities including a heated saltwater pool, jacuzzi, sauna, outdoor showers, grilling area, fitness center, clubhouse, and a private community pier - perfect for launching your kayak, fishing, or simply taking in the peaceful bay views. Ideally located, this community is just a short walk to restaurants, bars, biking and walking paths, and only minutes to Tampa International Airport, International Mall, Raymond James Stadium, the sugary sand of Clearwater Beach, and major highways for easy commuting. The HOA fee includes premium internet and cable service, security gate, flood insurance, roof and exterior maintenance, pest control, car wash and vacuum area, grounds maintenance, property management, escrow reserves, and full access to the community's high-end amenities. Schedule your private showing today and experience resort-style waterfront living at Island Club at Rocky Point.

The essentials

Built
1997
Price / sqft
$289
On market
130 days
Annual tax
$4,830
HOA
$652.41/mo
Flood zone
AE
Lot
4 sqft
Type
Condominium

At a glance

Condo
Built 1997
Private pool
Heated
1 car garage
Assigned
964 sqft
Living area

Payment

Est. monthly payment
$2,649/mo
Down payment (20%)
$55,800
Property taxes
$402/mo
HOA
$652.41/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1997
Lot
4 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Driveway, Garage Door Opener, Ground Level, Guest, Oversized
Pool
Chlorine Free, Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water
Days on Market
130
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Sauna
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Shower
Clubhouse
Community Mailbox
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$4,830
Parcel #
A-14-29-17-89G-000003-03205.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Club At Rocky Point A C
County
Hillsborough
MLS Area
33607 - Tampa
Lot Size
4 sqft
HOA
$652.41/mo
Debra Fitzgerald

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #TB8516359
$279,000-3.5%
$289/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #TB8516359
$289,000
$300/sqft

Neighborhood

3205 Bay Club Cir #3205
Tampa, FL, 33607 · 33607 - Tampa

Market insights

Offer Insights

Choose an offer strength

List price: $279,000
$277,500 – $279,000
99.2% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 condo closings in 33607 landed at this number or higher (56%). The median one sat 52 days before it went under contract, and this one is on day 130 after a $10,000 cut.

Sample: 16 closed condo sales in 33607 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,649/mo
Principal & interest$1,455
Property taxes$402
Insurance$140
HOA$652
Down payment20% · $55,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,000

$289 per sq ft

Beds and baths

1 beds, 1 baths

Size

964 sq ft

Time on market

130 days

Year built

1997

Monthly payment

About $2,649/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,830 annual tax bill, insurance, and the $652.41/mo HOA fee.

HOA fee

$652.41/mo

Managed by Debra Fitzgerald.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Kelley HallerListing data from Stellar MLS, MLS# TB8516359.

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