8039 Garden Dr #109, photo 1
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Overview

2 bd2 ba880 sqftCondominium
TypeCondominium
HOANone listed
Built1977
Lot39,536 sqft
Living area880 sqft
Price / sqft$189

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboWalk-in Closet(s)LightingSidewalkAssociation Recreation - OwnedBuyer Approval RequiredCommunity Mailbox

8039 Garden Dr #109 is a 1977-built home in Gardens The Condo, Seminole. Inside you'll find 2 bedrooms, 2 bathrooms, and 880 square feet of living space. Listed at $166,000 (about $189/sqft), 125 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Sellers have already moved out and are very motivated! Welcome home to this beautifully updated ground-floor condo in The Gardens! Renovated throughout, this move-in-ready residence features newer flooring, an updated kitchen and bathrooms, full-size stackable washer and dryer, six-panel interior doors, impact-resistant windows, and an impact sliding glass door. From the primary bedroom, step outside to a fully screened and covered patio, plus an adjacent open brick-paver sitting area that's perfect for enjoying the Florida sunshine. Located in the all-ages association of Glenwood Circle in The Gardens, this pet-friendly association welcomes up to two pets and offers a relaxed lifestyle in a desirable Seminole location. Adjacent to Lake Seminole Park and just minutes from shopping, restaurants, and Gulf beaches, this condo is ideal as a full-time residence, seasonal retreat, or investment opportunity although you must own for a year prior to renting. Enjoy comfort, convenience, and a location that puts the best of Florida living right at your doorstep.

The essentials

Built
1977
Price / sqft
$189
On market
125 days
Annual tax
$991
Flood zone
AE
Lot
39,536 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$1,032/mo
Down payment (20%)
$33,200
Property taxes
$83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1977
Lot
39,536 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Common, Guest
Days on Market
125
Ceiling Fans(s)
Living Room/Dining Room Combo
Walk-in Closet(s)
Lighting
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Community Mailbox
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$991
Parcel #
26-30-15-30272-000-1090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gardens The Condo
County
Pinellas
MLS Area
33777 - Seminole/Largo
Lot Size
39,536 sqft

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8516534
$166,000-2.3%
$189/sqft
-
Price change
Source: Stellar MLS #TB8516534
$169,900-2.9%
$193/sqft
6/7/2026
Listed for sale
Source: Stellar MLS #TB8516534
$174,900
$199/sqft

Neighborhood

8039 Garden Dr #109
Seminole, FL, 33777 · 33777 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $166,000
$157,500 – $166,000
95.1% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 condo closings in 33777 landed at this number or higher (53%). The median one sat 64 days before it went under contract, and this one is on day 125 after a $8,900 cut.

Sample: 38 closed condo sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,031/mo
Principal & interest$866
Property taxes$83
Insurance$83
Down payment20% · $33,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$166,000

$189 per sq ft

Beds and baths

2 beds, 2 baths

Size

880 sq ft

Time on market

125 days

Year built

1977

Monthly payment

About $1,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $991 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPINELLAS REALTY GROUP INCListing agent: Temme PetersonListing data from Stellar MLS, MLS# TB8516534.

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