Active
$100,000
Est. $760/mo

38513 Willoughby Dr, Zephyrhills, FL, 33540

$124/sqft·Shady Oaks Mobile Modular Estates

2 bd2 ba804 sqftMobile Home
Listed by BINGHAM REALTY INC· Last updated · MLS# TB8516870

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Est. monthly payment
$760/mo
Down payment (20%)
$20,000
Property taxes
$147/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 1972
Community pool
Shared amenity
5,663 sqft lot
Lot size
804 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomThermostatWindow TreatmentsAwning(s)SidewalkStorage

38513 Willoughby Dr is a 1972-built home in Shady Oaks Mobile Modular Estates, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 804 square feet of living space. Listed at $100,000 (about $124/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Roomy 2 Bedroom, 1.5 Bath Single Wide in a Friendly 55+ Community Step into comfort and easy living in this spacious single wide home, offered fully furnished and ready for immediate enjoyment. Located in a welcoming 55+ community, this property delivers the perfect blend of relaxation, convenience, and amenities. Inside, you’ll find a large living room, a dedicated family room, and a separate dining area, giving you plenty of space to spread out and entertain. The split bedroom layout provides privacy for you and your guests, with a full bath plus an additional half bath for added convenience. Enjoy Florida living at its best on the screened lanai just off the family room—ideal for morning coffee, evening breezes, or quiet afternoons with a book. A storage shed offers extra room for tools, hobbies, or seasonal items. This pet friendly community welcomes golf carts and offers a variety of amenities, including a clubhouse, pool, shuffleboard, and horseshoes—perfect for staying active and social. Whether you’re looking for a seasonal retreat or a full-time residence, this home delivers comfort, space, and a vibrant community lifestyle

The essentials

Built
1972
Price / sqft
$124
On market
82 days
Annual tax
$1,761
HOA
$500/yr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Mobile Home

Location

38513 Willoughby Dr
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Mobile Home
Year Built
1972
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
82
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Thermostat
Window Treatments
Awning(s)
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X

Annual Tax (2026)

$1,761

Parcel #

23-26-21-0040-00500-0190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Shady Oaks Mobile Modular Estates

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

5,663 sqft

HOA
$500/yr
Donal Plummer, Pres
Date
Event
Price
7/6/2026
Price change
Source: Stellar MLS #TB8516870
$100,000-20.0%
$124/sqft
6/21/2026
Listed for sale
Source: Stellar MLS #TB8516870
$125,000
$155/sqft
Est. monthly payment$760/mo
Principal & interest$522
Property taxes$147
Insurance$50
HOA$42
Down payment20% · $20,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $100,000
$100,000
99.5% – 100% of listTops out right at the list price
80% of listList price
54 of the last 84 home closings in 33540 landed at this number or higher (64%). The median one sat 28 days before it went under contract, and this one is on day 82 after a $25,000 cut.

Sample: 84 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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