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About this home
900 Cove Cay Dr #1F is a 1990-built home in Cove Cay Village III, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $161,500 (about $168/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $695 monthly.
Experience the Florida Lifestyle You've Been Dreaming About! Welcome to Cove Cay, one of Tampa Bay's most desirable gated waterfront golf communities, where every day feels like a vacation. Perfect as a primary residence, winter retreat, or second home, this beautifully maintained first-floor condo offers the ideal combination of waterfront serenity, resort-style amenities, and low-maintenance living. This spacious 2-bedroom, 2-bath residence overlooks a tranquil canal and mangrove-lined inlet connected to Tampa Bay, creating a peaceful natural backdrop right outside your screened lanai. Enjoy morning coffee while watching native birds and coastal wildlife, or unwind in the evenings with gentle waterfront breezes. Inside, you'll find a bright and inviting floor plan filled with natural light. The updated kitchen features stone countertops, newer appliances, and a convenient in-unit washer and dryer. The generously sized primary suite includes two closets and an en-suite bath with a private water closet and walk-in shower. Tile flooring throughout the main living areas offers easy maintenance, while the bedrooms provide comfort and warmth. Beyond your front door awaits an unmatched Florida lifestyle. Cove Cay is a secure, 24-hour gated community nestled along Tampa Bay and centered around a scenic 18-hole championship golf course. Residents enjoy access to an on-site restaurant and pub, beautifully landscaped grounds, community pools, and the nearby marina offering affordable boat slips, storage, rentals, and easy access to Tampa Bay's waterways. Whether your passion is golf, boating, fishing, or simply enjoying Florida's sunshine, Cove Cay offers it all in one convenient location. You're just minutes from world-famous Gulf beaches, vibrant downtowns, major airports, shopping, dining, and professional sports venues. The monthly maintenance fee makes ownership easy by covering cable, internet, building insurance, water, sewer, trash, lawn care, and pool maintenance—allowing you to spend less time on upkeep and more time enjoying the Florida lifestyle. If you've been searching for an affordable waterfront golf community with exceptional amenities and a true resort atmosphere, this is your opportunity to own a piece of paradise in Tampa Bay.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 35 closed condo sales in 33760 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$161,500
$168 per sq ft
Beds and baths
2 beds, 2 baths
Size
960 sq ft
Time on market
123 days
Year built
1990
Monthly payment
About $1,668/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $600 annual tax bill, insurance, and the $695/mo HOA fee.
HOA fee
$695/mo
Managed by Madi Nazario.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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