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About this home
14809 Winding Creek CT is a 1981-built home in Settlers Pte Sec C & D, Tampa. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,600 square feet of living space. Listed at $275,000 (about $172/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $305 monthly.
Welcome to this beautifully updated end-unit townhome tucked away in a quiet, hidden enclave in the heart of Tampa. Offering approximately 1,600 square feet of living space, this home lives more like a single-family residence than a typical townhome, with spacious rooms, multiple living areas, private outdoor space, and minimal through traffic in the neighborhood. Inside, you'll find a stunning renovated kitchen featuring quartz countertops, stainless steel appliances, abundant cabinetry, and plenty of space for cooking and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, while a convenient half bath downstairs is perfect for guests. Upstairs, brand-new carpeting, updated fixtures, and refreshed bathroom vanities create a move-in-ready feel. The oversized primary suite offers exceptional space along with two closets, while the additional bedrooms provide flexibility for guests, or a home office. One of the home's standout features is the approximately 200-square-foot screened lanai with a storage room, providing the perfect place to enjoy your morning coffee or unwind in the evenings. Just beyond the patio is a large open green space that continues everywhere throughout the community, something rarely found in townhome communities, ideal for pets, outdoor activities, or simply enjoying the outdoors. Additional highlights include two assigned parking spaces, a low HOA, and a desirable end-unit location with expansive grassy areas and little to no driveby traffic. Conveniently located just minutes from USF, major highways, shopping, restaurants, grocery stores, schools, and everyday conveniences, this property offers an exceptional combination of space, privacy, location, and value. Seller may consider owner financing for qualified buyers with ample down payment funds.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 101 closed townhouse or villa sales in Tampa over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$275,000
$172 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,600 sq ft
Time on market
117 days
Year built
1981
Monthly payment
About $2,211/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,014 annual tax bill, insurance, and the $305/mo HOA fee.
HOA fee
$305/mo
Managed by Elite Property Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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