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Overview

5 bd3 ba2,856 sqft3 car garageSingle Family
TypeSingle Family
HOA$580/yr
Built2014
Lot10,001 sqft
Living area2,856 sqft
Price / sqft$149
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)DryerMicrowaveRangeRefrigerator

2818 Whitney St is a 2014-built home in Hartford Estates, Lakeland. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,856 square feet of living space. Listed at $425,000 (about $149/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $580 annually.

From the listing

Welcome to this beautifully maintained South Lakeland home offering an exceptional combination of space, comfort, and style! Boasting 2,856 square feet, this spacious residence features 5 bedrooms, 3 full bathrooms, and a highly desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, you'll appreciate the mature palm trees, extra-wide driveway, elegant double-door entry, and impressive curb appeal. Inside, you'll find stunning restoration oak flooring throughout much of the home, complemented by tile in the wet areas, creating a warm and timeless feel. The open kitchen is equipped with granite countertops, ample cabinetry, and overlooks the main living areas, making it perfect for gatherings with family and friends. The oversized primary suite is a true retreat, featuring double-door entry, an expansive bedroom, a luxurious en-suite bath with dual vanities, a spacious walk-in shower, and an enormous walk-in closet. Four additional generously sized bedrooms and two more full bathrooms provide plenty of room for family, guests, or a home office. Additional highlights include a separate indoor laundry room, a spacious 3-car garage complete with a workbench that conveys with the home, a covered lanai perfect for outdoor dining or relaxing, and a .23-acre homesite in a desirable gated community. Built in 2014 with a 2017 roof, this well-cared-for home is move-in ready and ideally located in sought-after South Lakeland, just minutes from shopping, dining, schools, and major roadways. Don't miss your opportunity to make this exceptional home yours!

The essentials

Built
2014
Price / sqft
$149
On market
96 days
Annual tax
$2,972
HOA
$580/yr
Flood zone
X · Low risk
Lot
10,001 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
3 car garage
Driveway
10,001 sqft lot
Lot size
2,856 sqft
Living area

Payment

Est. monthly payment
$2,725/mo
Down payment (20%)
$85,000
Property taxes
$248/mo
HOA
$580/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
10,001 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
96
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Dryer
Microwave
Range
Refrigerator
Elementary
Valleyview Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,972
Parcel #
24-29-21-287016-000840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hartford Estates
County
Polk
MLS Area
33813 - Lakeland
Lot Size
10,001 sqft
HOA
$580/yr
Kristy Porter

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8517527
$425,000-5.6%
$149/sqft
-
Price change
Source: Stellar MLS #TB8517527
$450,000-5.3%
$158/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #TB8517527
$475,000
$166/sqft

Neighborhood

2818 Whitney St
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 258 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 96 after a $50,000 cut.

Sample: 258 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,725/mo
Principal & interest$2,217
Property taxes$248
Insurance$213
HOA$48
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$149 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,856 sq ft

Time on market

96 days

Year built

2014

Monthly payment

About $2,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,972 annual tax bill, insurance, and the $580/yr HOA fee.

HOA fee

$580/yr

Managed by Kristy Porter.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLIVE FLORIDA REALTYListing agent: Gregory BakerListing data from Stellar MLS, MLS# TB8517527.

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