

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LONGLEAF NEIGHBORHOOD FOUR PHASE I
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3892 Rocky Island Rd is a 2026-built home in Longleaf Neighborhood Four Phase I, New Port Richey. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,386 square feet of living space. Listed at $642,299 (about $269/sqft), 152 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 annually.
Under Construction. **OFFERING UP TO $20K IN FLEX CASH WITH USE OF BUILDERS APPROVED LENDER AND TITLE FOR A LIMITED TIME.** *Flex Cash can be used to pay closing cost, prepaid expenses, or other eligible costs.* Additional builder promotions may be available on select homes, homesites, and financing programs.* Bromeliad – Classic Elegance Meets Modern Comfort at Primrose at Longleaf! Nestled in the heart of New Port Richey, FL, Primrose at Longleaf offers a serene and welcoming community where thoughtful design meets modern living. This beautifully designed Bromeliad home plan blends timeless architecture with premium upgrades for a luxurious living experience. The classical elevation sets an inviting tone. The window package in bedroom four adds versatility to the home, and the upgraded garage door elevates curb appeal. Inside, the kitchen shines with a cast iron sink, an upgraded faucet, and quartz countertops, offering both durability and style. The primary suite features a window package, a freestanding tub in the primary bath for ultimate relaxation, and cabinet hardware throughout for a cohesive, refined touch. The laundry room includes a utility sink, combining functionality with convenience. Ideal for those who appreciate classic design with modern upgrades, this home is a perfect blend of comfort and sophistication in the charming community of Primrose at Longleaf. *Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 308 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$642,299
$269 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,386 sq ft
Time on market
152 days
Year built
2026
Monthly payment
About $4,516/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $185/yr HOA fee.
HOA fee
$185/yr
Managed by Longleaf Neighborhood Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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