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3892 Rocky Island Rd, photo 1
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Overview

4 bd3 ba2,386 sqft2 car garageSingle Family
TypeSingle Family
HOA$185/yr
Built2026
Lot6,098 sqft
Living area2,386 sqft
Price / sqft$269
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LONGLEAF NEIGHBORHOOD FOUR PHASE I
Type
Single Family Residence

True monthly carry

HOA
~$15/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsPrimarybedroom UpstairsSmart HomeStone CountersVaulted Ceiling(s)Walk-in Closet(s)Hurricane ShuttersLighting

3892 Rocky Island Rd is a 2026-built home in Longleaf Neighborhood Four Phase I, New Port Richey. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,386 square feet of living space. Listed at $642,299 (about $269/sqft), 152 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 annually.

From the listing

Under Construction. **OFFERING UP TO $20K IN FLEX CASH WITH USE OF BUILDERS APPROVED LENDER AND TITLE FOR A LIMITED TIME.** *Flex Cash can be used to pay closing cost, prepaid expenses, or other eligible costs.* Additional builder promotions may be available on select homes, homesites, and financing programs.* Bromeliad – Classic Elegance Meets Modern Comfort at Primrose at Longleaf! Nestled in the heart of New Port Richey, FL, Primrose at Longleaf offers a serene and welcoming community where thoughtful design meets modern living. This beautifully designed Bromeliad home plan blends timeless architecture with premium upgrades for a luxurious living experience. The classical elevation sets an inviting tone. The window package in bedroom four adds versatility to the home, and the upgraded garage door elevates curb appeal. Inside, the kitchen shines with a cast iron sink, an upgraded faucet, and quartz countertops, offering both durability and style. The primary suite features a window package, a freestanding tub in the primary bath for ultimate relaxation, and cabinet hardware throughout for a cohesive, refined touch. The laundry room includes a utility sink, combining functionality with convenience. Ideal for those who appreciate classic design with modern upgrades, this home is a perfect blend of comfort and sophistication in the charming community of Primrose at Longleaf. *Photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction

The essentials

Built
2026
Price / sqft
$269
On market
152 days
Annual tax
$0
HOA
$185/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Deeded
6,098 sqft lot
Lot size
2,386 sqft
Living area

Payment

Est. monthly payment
$4,516/mo
Down payment (20%)
$128,460
Property taxes
$0/mo
HOA
$185/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Deeded, Driveway, Garage Door Opener
Days on Market
152
High Ceilings
Primarybedroom Upstairs
Smart Home
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Sidewalk
Community Mailbox
Deed Restrictions
Dog Park
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
Elementary
Longleaf Elementary-PO
Middle
River Ridge Middle-PO
High
River Ridge High-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
19-26-17-0110-00200-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Longleaf Neighborhood Four Phase I
County
Pasco
MLS Area
34655 - New Port Richey/Seven Springs/Trinity
Lot Size
6,098 sqft
ClearedIn CountyLandscapedSidewalkPaved
HOA
$185/yr
Longleaf Neighborhood Association

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #TB8519465
$642,299-2.2%
$269/sqft
-
Price change
Source: Stellar MLS #TB8519465
$656,989+0.4%
$275/sqft
6/16/2026
Listed for sale
Source: Stellar MLS #TB8519465
$654,489-39.6%
$274/sqft
12/18/2025
Sold
Source: Pasco County Public Record
$1,083,000
$454/sqft

Neighborhood

3892 Rocky Island Rd
New Port Richey, FL, 34655 · 34655 - New Port Richey/Seven Springs/Trinity

Market insights

Offer Insights

Choose an offer strength

List price: $642,299
$635,000 – $642,299
99.1% – 100% of listTops out right at the list price
80% of listList price
155 of the last 308 home closings in 34655 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 152 after a $12,190 cut.

Sample: 308 closed home sales in 34655 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,516/mo
Principal & interest$3,350
Property taxes$830
Insurance$321
HOA$15
Down payment20% · $128,460
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$642,299

$269 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,386 sq ft

Time on market

152 days

Year built

2026

Monthly payment

About $4,516/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $185/yr HOA fee.

HOA fee

$185/yr

Managed by Longleaf Neighborhood Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDRB GROUP REALTY, LLCListing agent: Lisa ClayListing data from Stellar MLS, MLS# TB8519465.

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