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Overview

4 bd3 ba2,046 sqft2 car garageSingle Family
TypeSingle Family
HOA$46/qtr
Built2022
Lot4,415 sqft
Living area2,046 sqft
Price / sqft$200
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboOpen FloorplanSliding DoorsDishwasherMicrowaveRange

10699 Old Sycamore Loop is a 2022-built home in Cypress Preserve Ph 3b 2b 3 &2, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,046 square feet of living space. Listed at $409,900 (about $200/sqft), 115 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $46 quarterly.

From the listing

Short Sale. Discover modern Florida living at its finest in this stunning 2022-built two-story single-family home at 10699 Old Sycamore Loop in the desirable Cypress Preserve community of Land O Lakes, FL 34638. This inviting 2,046 sq ft residence features 4 bedrooms, 2.5 bathrooms, and an attached 2-car garage. Step inside to an open-concept main floor where the spacious living room flows seamlessly into a chef’s dream kitchen boasting granite countertops, a large center island perfect for entertaining, and a generous pantry for ample storage. A convenient half-bath completes the first level. Upstairs, all four bedrooms await, along with two full bathrooms, a laundry room for everyday ease, and a versatile bonus loft flex space ideal for a home office, play area, or media room. The primary suite is a true retreat, complete with a large walk-in closet, dual sinks, and an oversized shower. Outside, enjoy the large vinyl-fenced rear yard, offering privacy and space for relaxation or play. The paver patio features a charming gazebo and playset, making it perfect for family gatherings. Additional highlights include Tesla charger and energy-efficient solar electric, helping reduce utility costs while supporting sustainable living. Cypress Preserve is a conservation-inspired master-planned community that blends modern comforts with natural beauty, featuring wooded and water views. Residents enjoy family-friendly amenities including a zero-entry resort-style pool with cabana, playground, dog park, event lawn, walking trails, and more—creating an active, welcoming lifestyle right at your doorstep. The location shines for its proximity to nature and conveniences. Just minutes away lies the expansive Cypress Creek Preserve, a 7,400-acre haven with hiking, biking, equestrian trails, camping, wildlife viewing, and scenic wetlands—ideal for outdoor enthusiasts. Within a short drive (well under 20 miles), explore Plantation Palms Golf Club, the Land O’ Lakes Recreation Complex, Suncoast Trail for biking and walking, and vibrant shopping/dining at The Shops at Wiregrass, Publix, Costco, and more. Families benefit from highly rated schools, while easy access to I-75 connects you to Tampa’s attractions like Busch Gardens (around 13 miles away), Tampa Premium Outlets, and beautiful Gulf beaches beyond. This home perfectly balances contemporary style, practical family living, and a connected community lifestyle. Don’t miss the opportunity to make it yours!

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The essentials

Built
2022
Price / sqft
$200
On market
115 days
Annual tax
$7,329
HOA
$46/qtr
Flood zone
X · Low risk
Lot
4,415 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
4,415 sqft lot
Lot size
2,046 sqft
Living area

Payment

Est. monthly payment
$2,969/mo
Down payment (20%)
$81,980
Property taxes
$611/mo
HOA
$46/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
4,415 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
115
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Sliding Doors
Dishwasher
Microwave
Range
Elementary
Connerton Elem
Middle
Pine View Middle-PO
High
Land O' Lakes High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,329
Parcel #
18-25-16-0120-00200-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypress Preserve Ph 3b 2b 3 &2
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
4,415 sqft
HOA
$46/qtr
Chrissie Brown

Price history

Date
Event
Price
6/27/2026
Price change
Source: Stellar MLS #TB8521150
$409,900-2.4%
$200/sqft
6/18/2026
Listed for sale
Source: Stellar MLS #TB8521150
$419,900+15.7%
$205/sqft
9/16/2022
Sold
Source: Pasco County Public Record
$362,900
$177/sqft

Neighborhood

10699 Old Sycamore Loop
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $409,900
$407,500 – $409,900
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 336 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 115 after a $10,000 cut.

Sample: 336 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,969/mo
Principal & interest$2,138
Property taxes$611
Insurance$205
HOA$15
Down payment20% · $81,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$409,900

$200 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,046 sq ft

Time on market

115 days

Year built

2022

Monthly payment

About $2,969/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,329 annual tax bill, insurance, and the $46/qtr HOA fee.

HOA fee

$46/qtr

Managed by Chrissie Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byTAMPA BAY PREMIER REALTYListing agent: Don SudaListing data from Stellar MLS, MLS# TB8521150.

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