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Active
3
beds
2
baths
1,680
sqft
2
garage
Listed by LGI REALTY- FLORIDA, LLC· Last updated · MLS# TB8521831
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LAKE GALLAGHER SUB
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$140/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanSmart HomeThermostatWalk-in Closet(s)Window Treatments
2405 Gallagher Rd is a 2026-built home in Lake Gallagher Sub, Dover. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,680 square feet of living space. Listed at $558,900 (about $333/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $140 monthly.
From the listing
Under Construction. One or more photo(s) was virtually staged. This charming three-bedroom, two-bath home offers a welcoming open layout that makes spending time together effortless, whether you're helping with homework at the kitchen island, preparing family dinners, or hosting friends for weekend get-togethers. The seamless flow between the kitchen and family room creates the perfect space to connect, while the private bedrooms give a peaceful retreat at the end of the day. Blending modern style with everyday comfort, the Cedar Key is a place where your family can grow, celebrate, and create memories that will last a lifetime.
The essentials
Built
2026
Price / sqft
$333
On market
65 days
Annual tax
$7,644
HOA
$140/mo
Flood zone
X · Low risk
Lot
43,995 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
43,995 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
65
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Smart Home
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sliding Doors
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Bailey Elementary-HB
Middle
Turkey Creek-HB
High
Strawberry Crest High School
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2026)
$7,644
Parcel #
U-08-29-21-C9I-000000-00004.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Lake Gallagher Sub
County
Hillsborough
MLS Area
33527 - Dover
Lot Size
43,995 sqft
Private
HOA
$140/mo
Lake Gallagher Homeowners Association, Inc
Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #TB8521831
$558,900+0.7%
$333/sqft
6/22/2026
Listed for sale
Source: Stellar MLS #TB8521831
$554,900
$330/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,992
Principal, interest, tax, insurance, HOA
- P&I$2,915
- Tax$637
- Insurance$300
- HOA$140
Loan Amount
$447,120
Down Payment %
20.0%
First Year Summary
Principal
$4,720
Interest
$30,259
Balance
$442,400
Total Interest
$602,240
Total Cost
$1,049,360
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