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Overview

3 bd2 ba1,890 sqft2 car garageSingle Family
TypeSingle Family
HOA$470/mo
Built1992
Lot5,946 sqft
Living area1,890 sqft
Price / sqft$265
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatRain GuttersSidewalkClubhouse

1469 Riverdale Dr is a 1992-built home in Cross Creek, Oldsmar. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,890 square feet of living space. Listed at $499,999 (about $265/sqft), 99 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $470 monthly.

From the listing

PRICED TO SELL!!! Welcome to your dream home nestled in the coveted Cross Creek of Eastlake Woodlands, where tranquil living meets modern convenience! This charming 3-bedroom, 2-bathroom house is a true gem, boasting stunning water views that will take your breath away. As you step inside, you’ll be greeted by tall, soaring ceilings and a light-filled living space that seamlessly blends modern aesthetics with cozy charm. The heart of this home is undoubtedly the kitchen, featuring beautiful wood cabinets equipped with convenient pullout shelves and exquisite Corian countertops, perfect for culinary adventures or casual gatherings with family and friends. The spacious living area is accentuated by a cozy wood-burning fireplace and the en-suite bedroom is a true retreat, complete with sliding doors that lead to an enclosed lanai, where you can soak in serene pond views while sipping your morning coffee or unwinding after a long day. The en-suite bathroom comes equipped with a walk-in shower, walk-in bath and dual sinks. This property goes beyond aesthetics; it’s loaded with practical features too. Enjoy the benefits of a tankless water heater, new AC and a water treatment system that ensure your comfort and peace of mind. Plus, the home is scheduled to be freshly painted in October and the roof was replaced in 2013, providing you with years of worry-free living. Step outside and discover a world of leisure just across the street. A heated pool and spa await, offering the perfect escape to relax and rejuvenate. Nestled in a vibrant golf community, you’ll find yourself just moments away from an array of shops, delightful restaurants, and the stunning beaches that the area is known for. The proximity to the airport adds an extra layer of convenience for those who love to travel. This exquisite home in Cross Creek of Eastlake Woodlands is not just a house; it’s a lifestyle waiting to be embraced. Don’t miss your chance to own this enchanting property that beautifully combines luxurious living with the serenity of nature. Schedule your private tour today and step into the life you’ve always imagined! Some furniture in the home is for sale separate from the purchase of the home. ***Price reduction reflects updates needed to the home.***

The essentials

Built
1992
Price / sqft
$265
On market
99 days
Annual tax
$4,870
HOA
$470/mo
Flood zone
X500 · Low risk
Lot
5,946 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Waterfront
Pond
Community pool
Fitness center too
2 car garage
5,946 sqft lot
Lot size

Payment

Est. monthly payment
$3,734/mo
Down payment (20%)
$100,000
Property taxes
$406/mo
HOA
$470/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
5,946 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
99
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Microwave
Range
Tankless Water Heater
Water Filtration System
Elementary
Forest Lakes Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$4,870
Parcel #
10-28-16-19675-000-0750

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cross Creek
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
5,946 sqft
HOA
$470/mo
Management & Associates - Peggy Semsey

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #TB8521939
$499,999-4.8%
$265/sqft
-
Price change
Source: Stellar MLS #TB8521939
$524,999-16.0%
$278/sqft
7/4/2026
Listed for sale
Source: Stellar MLS #TB8521939
$624,999
$331/sqft

Neighborhood

1469 Riverdale Dr
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $499,999
$495,000 – $499,999
99.1% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 34677 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 99 after a $125,000 cut.

Sample: 111 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,733/mo
Principal & interest$2,608
Property taxes$406
Insurance$250
HOA$470
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,999

$265 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,890 sq ft

Time on market

99 days

Year built

1992

Monthly payment

About $3,734/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,870 annual tax bill, insurance, and the $470/mo HOA fee.

HOA fee

$470/mo

Managed by Management & Associates - Peggy Semsey.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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What should I offer?

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Brokered byFUTURE HOME REALTY INCListing agent: Phil EvansListing data from Stellar MLS, MLS# TB8521939.

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