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Overview

3 bd4 ba3,341 sqft2 car garageTownhouse
TypeTownhouse
HOA$1,200/mo
Built2025
Lot12,000 sqft
Living area3,341 sqft
Price / sqft$506
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenElevatorHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsSplit Bedroom

868 N Osceola Ave is a 2025-built home in Marina Bay Master Condo, Clearwater. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,341 square feet of living space. Listed at $1,689,000 (about $506/sqft), 111 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,200 monthly.

From the listing

Experience elevated waterfront living in this stunning new construction luxury townhome overlooking the marina in an exclusive gated enclave of just eight residences. This exceptional end unit offers four levels of sophisticated living, connected by a private elevator and crowned by an extraordinary rooftop entertainment space with breathtaking panoramic views of the water and marina that become even more spectacular after sunset. The first level features an oversized two-car garage, an expansive storage area, and private access to the marina, where boat slips with lifts are available for rent—perfect for embracing the Florida boating lifestyle. Ideally located just minutes from Downtown Clearwater, premier dining, shopping, and America's #1 Beach, you'll also enjoy easy access by boat to nearby islands, waterfront restaurants, and the Gulf. A dramatic floating staircase welcomes you to the main living level, where an open-concept design showcases sweeping water views, soaring tray ceilings, designer lighting, expansive balcony and exceptional finishes throughout. The gourmet kitchen is thoughtfully appointed with premium stainless steel appliances, a gas range, abundant custom cabinetry, island, and generous storage, making it ideal for entertaining. This level also includes a large guest suite with a walk-in closet and convenient access to a beautifully appointed full bath featuring a jetted tub. The third floor is dedicated to comfort and privacy, highlighted by an expansive primary suite with its own private waterfront balcony, dual walk-in closets, and a luxurious spa-inspired ensuite bath. An additional guest bedroom with a private bath and a conveniently located laundry room complete this level. The fourth floor is the ultimate entertainment destination, featuring a spacious gathering room, kitchenette, and accordion glass doors that seamlessly open to an impressive 475-square-foot rooftop terrace. Complete with a custom outdoor BBQ kitchen, this incredible outdoor living space is the perfect setting for sunset dinners, cocktails with friends, or watching your favorite game or movie while enjoying panoramic marina views. As a premium end unit, this residence offers additional windows that flood the home with natural light and maximize the spectacular water views. Additional features include electric shades, hurricane-impact windows and doors, designer finishes, and luxury craftsmanship throughout. This is a rare opportunity to own an exceptional waterfront residence that perfectly blends contemporary design, effortless indoor-outdoor living, and an unbeatable Clearwater location.

The essentials

Built
2025
Price / sqft
$506
On market
111 days
Annual tax
$8,797
HOA
$1,200/mo
Flood zone
AE
Lot
12,000 sqft
Type
Townhouse

At a glance

Townhouse
4 stories · 2025
Waterfront
Marina in Community
2 car garage
0.25 acres
Lot size
3,341 sqft
Living area

Payment

Est. monthly payment
$11,587/mo
Down payment (20%)
$337,800
Property taxes
$733/mo
HOA
$1,200/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2025
Lot
12,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Marina in Community
Days on Market
111
Ceiling Fans(s)
Eat-in Kitchen
Elevator
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Private Entrance
Rain Gutters
Sidewalk
Gated Community - No Guard
Sidewalks
Street Lights
Bar Fridge
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Flood Zone AE
Annual Tax (2025)
$8,797
Parcel #
09-29-15-55249-000-0035

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marina Bay Master Condo
County
Pinellas
MLS Area
33755 - Clearwater
Lot Size
12,000 sqft
City LimitsNear MarinaSidewalkPrivate
HOA
$1,200/mo
Lynn Mucciano

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #TB8522953
$1,689,000-8.7%
$506/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8522953
$1,850,000
$554/sqft

Neighborhood

868 N Osceola Ave
Clearwater, FL, 33755 · 33755 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $1,689,000
$1.68M – $1.69M
99.5% – 100% of listTops out right at the list price
80% of listList price
42 of the last 72 townhouse or villa closings in Clearwater landed at this number or higher (58%). The median one sat 58 days before it went under contract, and this one is on day 111 after a $161,000 cut.

Sample: 72 closed townhouse or villa sales in Clearwater over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,586/mo
Principal & interest$8,809
Property taxes$733
Insurance$845
HOA$1,200
Down payment20% · $337,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,689,000

$506 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,341 sq ft

Time on market

111 days

Year built

2025

Monthly payment

About $11,587/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,797 annual tax bill, insurance, and the $1,200/mo HOA fee.

HOA fee

$1,200/mo

Managed by Lynn Mucciano.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOLKERS BELLEAIRListing agent: Chris StiversListing data from Stellar MLS, MLS# TB8522953.

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